Punjab National Bank IFSC Code
CLPC ERNAKULAM Branch, ERNAKULAM, ERNAKULAM, Karnataka
The official Indian Financial System Code (IFSC) for Punjab National Bank, CLPC ERNAKULAM branch in ERNAKULAM, Karnataka is PUNB0647500.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Punjab National Bank
- Branch Name
- CLPC ERNAKULAM
- MICR Code
- Not Assigned / Non-MICR
- City / District
- ERNAKULAM (ERNAKULAM)
- State
- Karnataka
- Postal Pincode
- N/A
CENTRALISED LOAN PROCESSING CENTER II FLOOR
How to Read IFSC Code: PUNB0647500
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Punjab National Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Punjab National Bank (PUNB0647500)
What is the IFSC Code for Punjab National Bank CLPC ERNAKULAM branch?
The IFSC Code for Punjab National Bank CLPC ERNAKULAM branch in ERNAKULAM, Karnataka is PUNB0647500. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Punjab National Bank CLPC ERNAKULAM branch?
The branch is located at: CENTRALISED LOAN PROCESSING CENTER II FLOOR, ERNAKULAM, Karnataka.
How to decipher the IFSC code PUNB0647500?
The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '647500' represent the specific CLPC ERNAKULAM branch code.
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