Punjab National Bank IFSC Code
KANIYA Branch, KANIYA, PO RAM NAGAR NAINITAL, KANIYA, PO RAM NAGAR NAINITAL, UTTARAKHAND
The official Indian Financial System Code (IFSC) for Punjab National Bank, KANIYA branch in KANIYA, PO RAM NAGAR NAINITAL, UTTARAKHAND is PUNB0778300. The MICR code for cheque clearance is 244024403.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Punjab National Bank
- Branch Name
- KANIYA
- MICR Code
- State
- UTTARAKHAND
- Postal Pincode
- N/A
VILLAGE KANIYA, PO RAMNAGAR
How to Read IFSC Code: PUNB0778300
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Punjab National Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Punjab National Bank (PUNB0778300)
What is the IFSC Code for Punjab National Bank KANIYA branch?
The IFSC Code for Punjab National Bank KANIYA branch in KANIYA, PO RAM NAGAR NAINITAL, UTTARAKHAND is PUNB0778300. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Punjab National Bank KANIYA branch?
The branch is located at: VILLAGE KANIYA, PO RAMNAGAR, KANIYA, PO RAM NAGAR NAINITAL, UTTARAKHAND.
What is the MICR Code for Punjab National Bank KANIYA?
The MICR Code for electronic cheque clearing at Punjab National Bank KANIYA is 244024403.
How to decipher the IFSC code PUNB0778300?
The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '778300' represent the specific KANIYA branch code.
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