PUNBBranch Code: 812200

Punjab National Bank Mcc Kharagpur Branch IFSC Code: PUNB0812200

Branch Code: 812200 | KHARAGPUR, WEST BENGAL, KHARAGPUR, WEST BENGAL, WEST BENGAL

Primary IFSC Code

PUNB0812200

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab National Bank, Mcc Kharagpur branch in KHARAGPUR, WEST BENGAL, WEST BENGAL is PUNB0812200.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Punjab National Bank
Branch Name: MCC - KHARAGPUR
MICR Code: Not Assigned / Non-MICR
City / District: KHARAGPUR, WEST BENGAL (KHARAGPUR, WEST BENGAL)
State: WEST BENGAL
Postal Pincode: N/A

Full Branch Address

KHARAGPURWBKHARA

Contact & Customer Care

Phone: +911123765326

24x7 Helpline & Toll-Free Get Directions Share on WhatsApp

How to Read IFSC Code: PUNB0812200

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PUNBBank Identifier

First 4 alphabetic characters identify Punjab National Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

812200Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Punjab National Bank (PUNB0812200)

Which bank does IFSC Code PUNB0812200 belong to?

IFSC Code PUNB0812200 belongs to Punjab National Bank for its MCC - KHARAGPUR branch, located in KHARAGPUR, WEST BENGAL, WEST BENGAL. The 4-letter prefix 'PUNB' represents Punjab National Bank.

What is the IFSC Code for Punjab National Bank MCC - KHARAGPUR branch?

The IFSC Code for Punjab National Bank MCC - KHARAGPUR branch in KHARAGPUR, WEST BENGAL, WEST BENGAL is PUNB0812200. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab National Bank MCC - KHARAGPUR branch?

The branch is located at: KHARAGPURWBKHARA, KHARAGPUR, WEST BENGAL, WEST BENGAL.

How can I contact Punjab National Bank MCC - KHARAGPUR branch?

You can contact the branch at: Phone: +911123765326. For official national customer care, refer to Punjab National Bank's official banking channels.

How to decipher the IFSC code PUNB0812200?

The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '812200' represent the specific MCC - KHARAGPUR branch code.