Punjab National Bank Badgam Jammu Branch IFSC Code: PUNB0867400
Branch Code: 867400 | BADGAM, BADGAM, JAMMU AND KASHMIR
The official Indian Financial System Code (IFSC) for Punjab National Bank, Badgam Jammu branch in BADGAM, JAMMU AND KASHMIR is PUNB0867400. The MICR code for cheque clearance is 191024001.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Punjab National Bank
- Branch Name
- BADGAM JAMMU
- MICR Code
- City / District
- BADGAM (BADGAM)
- State
- JAMMU AND KASHMIR
- Postal Pincode
- 191111
MAIN CHOWK BUDGAM JAMMU AND KASHMIR 191111, Pincode: 191111
Banks Open Per Published Schedule
Earn up to 7.25% p.a. on Fixed Deposits
Senior citizens receive an additional premium up to 7.75% p.a.
Local Financial Pulse: BADGAM, JAMMU AND KASHMIR
How to Read IFSC Code: PUNB0867400
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Punjab National Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Punjab National Bank (PUNB0867400)
Which bank does IFSC Code PUNB0867400 belong to?
IFSC Code PUNB0867400 belongs to Punjab National Bank for its BADGAM JAMMU branch, located in BADGAM, JAMMU AND KASHMIR. The 4-letter prefix 'PUNB' represents Punjab National Bank.
What is the IFSC Code for Punjab National Bank BADGAM JAMMU branch?
The IFSC Code for Punjab National Bank BADGAM JAMMU branch in BADGAM, JAMMU AND KASHMIR is PUNB0867400. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Punjab National Bank BADGAM JAMMU branch?
The branch is located at: MAIN CHOWK BUDGAM JAMMU AND KASHMIR 191111, Pincode: 191111, BADGAM, JAMMU AND KASHMIR.
What is the MICR Code for Punjab National Bank BADGAM JAMMU?
The MICR Code for electronic cheque clearing at Punjab National Bank BADGAM JAMMU is 191024001.
How can I contact Punjab National Bank BADGAM JAMMU branch?
You can contact the branch at: Phone: +919419002724. For official national customer care, refer to Punjab National Bank's official banking channels.
How to decipher the IFSC code PUNB0867400?
The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '867400' represent the specific BADGAM JAMMU branch code.
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