Punjab National Bank IFSC Code
GUMMA KOTKHAI DISTT SHIMLA Branch, KOTKHAI, KOTKHAI, HIMACHAL PRADESH
The official Indian Financial System Code (IFSC) for Punjab National Bank, GUMMA KOTKHAI DISTT SHIMLA branch in KOTKHAI, HIMACHAL PRADESH is PUNB0871300. The MICR code for cheque clearance is 171024046.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Punjab National Bank
- Branch Name
- GUMMA KOTKHAI DISTT SHIMLA
- MICR Code
- City / District
- KOTKHAI (KOTKHAI)
- State
- HIMACHAL PRADESH
- Postal Pincode
- 171210
VPO GUMMA KOTKHAI DISTT SHIMLA HIMACAHL PRADESH KOTKHAI 171210, Pincode: 171210
How to Read IFSC Code: PUNB0871300
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Punjab National Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Punjab National Bank (PUNB0871300)
What is the IFSC Code for Punjab National Bank GUMMA KOTKHAI DISTT SHIMLA branch?
The IFSC Code for Punjab National Bank GUMMA KOTKHAI DISTT SHIMLA branch in KOTKHAI, HIMACHAL PRADESH is PUNB0871300. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Punjab National Bank GUMMA KOTKHAI DISTT SHIMLA branch?
The branch is located at: VPO GUMMA KOTKHAI DISTT SHIMLA HIMACAHL PRADESH KOTKHAI 171210, Pincode: 171210, KOTKHAI, HIMACHAL PRADESH.
What is the MICR Code for Punjab National Bank GUMMA KOTKHAI DISTT SHIMLA?
The MICR Code for electronic cheque clearing at Punjab National Bank GUMMA KOTKHAI DISTT SHIMLA is 171024046.
How can I contact Punjab National Bank GUMMA KOTKHAI DISTT SHIMLA branch?
You can contact the branch at: Phone: +919410102560. For official national customer care, refer to Punjab National Bank's official banking channels.
How to decipher the IFSC code PUNB0871300?
The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '871300' represent the specific GUMMA KOTKHAI DISTT SHIMLA branch code.
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