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PUNBBranch Code: 878700

Punjab National Bank Sai Branch IFSC Code: PUNB0878700

Branch Code: 878700 | KOTLI, KOTLI, HIMACHAL PRADESH

Primary IFSC Code
PUNB0878700
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab National Bank, Sai branch in KOTLI, HIMACHAL PRADESH is PUNB0878700. The MICR code for cheque clearance is 175024133.

Branch Fact Sheet & Electronic Routing Details

Branch Name
SAI
MICR Code
City / District
KOTLI (KOTLI)
Postal Pincode
175052
Full Branch Address

PNB SAI BHAGAT RAM S/O LT SARAN SINGH VPO SAIGALU TEH KOTLI DIST MANDI HP MANDI 175052, Pincode: 175052

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in HIMACHAL PRADESH:Guru Nanak Jayanti / Kartika Purnima on 2026-11-24 (24 days away).
Punjab National Bank Deposit RatesRBI Master Slabs

Earn up to 7.25% p.a. on Fixed Deposits

Senior citizens receive an additional premium up to 7.75% p.a.

1-Click Returns EstimationCalculate compound interest on your deposit
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Local Financial Pulse: KOTLI, HIMACHAL PRADESH

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g

How to Read IFSC Code: PUNB0878700

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PUNBBank Identifier

First 4 alphabetic characters identify Punjab National Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

878700Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Punjab National Bank (PUNB0878700)

Which bank does IFSC Code PUNB0878700 belong to?

IFSC Code PUNB0878700 belongs to Punjab National Bank for its SAI branch, located in KOTLI, HIMACHAL PRADESH. The 4-letter prefix 'PUNB' represents Punjab National Bank.

What is the IFSC Code for Punjab National Bank SAI branch?

The IFSC Code for Punjab National Bank SAI branch in KOTLI, HIMACHAL PRADESH is PUNB0878700. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab National Bank SAI branch?

The branch is located at: PNB SAI BHAGAT RAM S/O LT SARAN SINGH VPO SAIGALU TEH KOTLI DIST MANDI HP MANDI 175052, Pincode: 175052, KOTLI, HIMACHAL PRADESH.

What is the MICR Code for Punjab National Bank SAI?

The MICR Code for electronic cheque clearing at Punjab National Bank SAI is 175024133.

How can I contact Punjab National Bank SAI branch?

You can contact the branch at: Phone: +919418387369. For official national customer care, refer to Punjab National Bank's official banking channels.

How to decipher the IFSC code PUNB0878700?

The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '878700' represent the specific SAI branch code.

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