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PUNBBranch Code: 882100

Punjab National Bank Sarwal Branch IFSC Code: PUNB0882100

Branch Code: 882100 | SAPWAL, SAPWAL, JAMMU AND KASHMIR

Primary IFSC Code
PUNB0882100
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab National Bank, Sarwal branch in SAPWAL, JAMMU AND KASHMIR is PUNB0882100.

Branch Fact Sheet & Electronic Routing Details

Branch Name
SARWAL
MICR Code
Not Assigned / Non-MICR
City / District
SAPWAL (SAPWAL)
Postal Pincode
180005
Full Branch Address

B.O SARWAL VIKAS NAGAR OPP ATM JAMMU JK JAMMU 180005, Pincode: 180005

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in JAMMU AND KASHMIR:Guru Nanak Jayanti / Kartika Purnima on 2026-11-24 (24 days away).
Punjab National Bank Deposit RatesRBI Master Slabs

Earn up to 7.25% p.a. on Fixed Deposits

Senior citizens receive an additional premium up to 7.75% p.a.

1-Click Returns EstimationCalculate compound interest on your deposit
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Local Financial Pulse: SAPWAL, JAMMU AND KASHMIR

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g

How to Read IFSC Code: PUNB0882100

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PUNBBank Identifier

First 4 alphabetic characters identify Punjab National Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

882100Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Punjab National Bank (PUNB0882100)

Which bank does IFSC Code PUNB0882100 belong to?

IFSC Code PUNB0882100 belongs to Punjab National Bank for its SARWAL branch, located in SAPWAL, JAMMU AND KASHMIR. The 4-letter prefix 'PUNB' represents Punjab National Bank.

What is the IFSC Code for Punjab National Bank SARWAL branch?

The IFSC Code for Punjab National Bank SARWAL branch in SAPWAL, JAMMU AND KASHMIR is PUNB0882100. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab National Bank SARWAL branch?

The branch is located at: B.O SARWAL VIKAS NAGAR OPP ATM JAMMU JK JAMMU 180005, Pincode: 180005, SAPWAL, JAMMU AND KASHMIR.

How can I contact Punjab National Bank SARWAL branch?

You can contact the branch at: Phone: +919419204386. For official national customer care, refer to Punjab National Bank's official banking channels.

How to decipher the IFSC code PUNB0882100?

The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '882100' represent the specific SARWAL branch code.