Punjab National Bank Bani Dist Kathua Branch IFSC Code: PUNB0971200
Branch Code: 971200 | BANNI, BANNI, JAMMU AND KASHMIR
The official Indian Financial System Code (IFSC) for Punjab National Bank, Bani Dist Kathua branch in BANNI, JAMMU AND KASHMIR is PUNB0971200.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Punjab National Bank
- Branch Name
- BANI, DIST KATHUA
- MICR Code
- Not Assigned / Non-MICR
- City / District
- BANNI (BANNI)
- State
- JAMMU AND KASHMIR
- Postal Pincode
- 184206
BANI, DIST KATHUA, JAMMU AND KASHMIR BANI JAMMU & KASHMIR 184206, Pincode: 184206
Banks Open Per Published Schedule
Earn up to 7.25% p.a. on Fixed Deposits
Senior citizens receive an additional premium up to 7.75% p.a.
Local Financial Pulse: BANNI, JAMMU AND KASHMIR
How to Read IFSC Code: PUNB0971200
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Punjab National Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Punjab National Bank (PUNB0971200)
Which bank does IFSC Code PUNB0971200 belong to?
IFSC Code PUNB0971200 belongs to Punjab National Bank for its BANI, DIST KATHUA branch, located in BANNI, JAMMU AND KASHMIR. The 4-letter prefix 'PUNB' represents Punjab National Bank.
What is the IFSC Code for Punjab National Bank BANI, DIST KATHUA branch?
The IFSC Code for Punjab National Bank BANI, DIST KATHUA branch in BANNI, JAMMU AND KASHMIR is PUNB0971200. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Punjab National Bank BANI, DIST KATHUA branch?
The branch is located at: BANI, DIST KATHUA, JAMMU AND KASHMIR BANI JAMMU & KASHMIR 184206, Pincode: 184206, BANNI, JAMMU AND KASHMIR.
How can I contact Punjab National Bank BANI, DIST KATHUA branch?
You can contact the branch at: Phone: +919796287000. For official national customer care, refer to Punjab National Bank's official banking channels.
How to decipher the IFSC code PUNB0971200?
The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '971200' represent the specific BANI, DIST KATHUA branch code.
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