Punjab National Bank Gidha Branch IFSC Code: PUNB0974800
Branch Code: 974800 | BHOJPUR, BHOJPUR, BIHAR
The official Indian Financial System Code (IFSC) for Punjab National Bank, Gidha branch in BHOJPUR, BIHAR is PUNB0974800. The MICR code for cheque clearance is 802024111.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Punjab National Bank
- Branch Name
- GIDHA
- MICR Code
- City / District
- BHOJPUR (BHOJPUR)
- State
- BIHAR
- Postal Pincode
- 802314
VILL AND POST GIDHA DIST BHOJPUR BIHAR 802314, Pincode: 802314
Banks Open Per Published Schedule
Earn up to 7.25% p.a. on Fixed Deposits
Senior citizens receive an additional premium up to 7.75% p.a.
Local Financial Pulse: BHOJPUR, BIHAR
How to Read IFSC Code: PUNB0974800
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Punjab National Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Punjab National Bank (PUNB0974800)
Which bank does IFSC Code PUNB0974800 belong to?
IFSC Code PUNB0974800 belongs to Punjab National Bank for its GIDHA branch, located in BHOJPUR, BIHAR. The 4-letter prefix 'PUNB' represents Punjab National Bank.
What is the IFSC Code for Punjab National Bank GIDHA branch?
The IFSC Code for Punjab National Bank GIDHA branch in BHOJPUR, BIHAR is PUNB0974800. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Punjab National Bank GIDHA branch?
The branch is located at: VILL AND POST GIDHA DIST BHOJPUR BIHAR 802314, Pincode: 802314, BHOJPUR, BIHAR.
What is the MICR Code for Punjab National Bank GIDHA?
The MICR Code for electronic cheque clearing at Punjab National Bank GIDHA is 802024111.
How can I contact Punjab National Bank GIDHA branch?
You can contact the branch at: Phone: +919999999999. For official national customer care, refer to Punjab National Bank's official banking channels.
How to decipher the IFSC code PUNB0974800?
The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '974800' represent the specific GIDHA branch code.
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