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PUNBBranch Code: 980400

Punjab National Bank IFSC Code

BHABAT Branch, ZIRAKPUR, ZIRAKPUR, Punjab

Primary IFSC Code
PUNB0980400
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab National Bank, BHABAT branch in ZIRAKPUR, Punjab is PUNB0980400. The MICR code for cheque clearance is 160024093.

Branch Fact Sheet & Electronic Routing Details

Branch Name
BHABAT
MICR Code
City / District
ZIRAKPUR (ZIRAKPUR)
State
Punjab
Postal Pincode
134110
Full Branch Address

VILL BHABAT,ZIRAKPUR DIST MOHALI ZI PUNJAB 134110, Pincode: 134110

Contact Details
Phone: +918288013956

How to Read IFSC Code: PUNB0980400

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PUNBBank Identifier

First 4 alphabetic characters identify Punjab National Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

980400Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Punjab National Bank (PUNB0980400)

What is the IFSC Code for Punjab National Bank BHABAT branch?

The IFSC Code for Punjab National Bank BHABAT branch in ZIRAKPUR, Punjab is PUNB0980400. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab National Bank BHABAT branch?

The branch is located at: VILL BHABAT,ZIRAKPUR DIST MOHALI ZI PUNJAB 134110, Pincode: 134110, ZIRAKPUR, Punjab.

What is the MICR Code for Punjab National Bank BHABAT?

The MICR Code for electronic cheque clearing at Punjab National Bank BHABAT is 160024093.

How can I contact Punjab National Bank BHABAT branch?

You can contact the branch at: Phone: +918288013956. For official national customer care, refer to Punjab National Bank's official banking channels.

How to decipher the IFSC code PUNB0980400?

The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '980400' represent the specific BHABAT branch code.

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