PUNBBranch Code: 995000

Punjab National Bank IFSC Code

RAMNAGAR WEST CHAMPARAN Branch, RAMNAGAR, RAMNAGAR, BIHAR

Primary IFSC Code

PUNB0995000

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab National Bank, RAMNAGAR WEST CHAMPARAN branch in RAMNAGAR, BIHAR is PUNB0995000.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Punjab National Bank
Branch Name: RAMNAGAR WEST CHAMPARAN
MICR Code: Not Assigned / Non-MICR
City / District: RAMNAGAR (RAMNAGAR)
State: BIHAR
Postal Pincode: 845106

Full Branch Address

BO RAMNAGARBHAGAT SINGH CHOWK DIST WEST CHAMPARAN BIHAR WESTC 845106, Pincode: 845106

Contact Details

Phone: +919771478506

How to Read IFSC Code: PUNB0995000

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PUNBBank Identifier

First 4 alphabetic characters identify Punjab National Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

995000Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Punjab National Bank (PUNB0995000)

What is the IFSC Code for Punjab National Bank RAMNAGAR WEST CHAMPARAN branch?

The IFSC Code for Punjab National Bank RAMNAGAR WEST CHAMPARAN branch in RAMNAGAR, BIHAR is PUNB0995000. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab National Bank RAMNAGAR WEST CHAMPARAN branch?

The branch is located at: BO RAMNAGARBHAGAT SINGH CHOWK DIST WEST CHAMPARAN BIHAR WESTC 845106, Pincode: 845106, RAMNAGAR, BIHAR.

How can I contact Punjab National Bank RAMNAGAR WEST CHAMPARAN branch?

You can contact the branch at: Phone: +919771478506. For official national customer care, refer to Punjab National Bank's official banking channels.

How to decipher the IFSC code PUNB0995000?

The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '995000' represent the specific RAMNAGAR WEST CHAMPARAN branch code.