RATNBranch Code: 000464

RBL Bank IFSC Code

MILLERGANJ, LUDHIANA Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

RATN0000464

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for RBL Bank, MILLERGANJ, LUDHIANA branch in LUDHIANA, Punjab is RATN0000464. The MICR code for cheque clearance is 141176003.

Branch Fact Sheet & Electronic Routing Details

Bank Name: RBL Bank
Branch Name: MILLERGANJ, LUDHIANA
MICR Code: 141176003
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: 141003

Full Branch Address

GROUND FLOOR, IMPERIA TOWER,BXV 79/A/1, VISHWAKRMA CHOWK, MILLERGANJ,LUDHIANA-141003, Pincode: 141003

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: RATN0000464

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

RATNBank Identifier

First 4 alphabetic characters identify RBL Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000464Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: RBL Bank (RATN0000464)

What is the IFSC Code for RBL Bank MILLERGANJ, LUDHIANA branch?

The IFSC Code for RBL Bank MILLERGANJ, LUDHIANA branch in LUDHIANA, Punjab is RATN0000464. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of RBL Bank MILLERGANJ, LUDHIANA branch?

The branch is located at: GROUND FLOOR, IMPERIA TOWER,BXV 79/A/1, VISHWAKRMA CHOWK, MILLERGANJ,LUDHIANA-141003, Pincode: 141003, LUDHIANA, Punjab.

What is the MICR Code for RBL Bank MILLERGANJ, LUDHIANA?

The MICR Code for electronic cheque clearing at RBL Bank MILLERGANJ, LUDHIANA is 141176003.

How to decipher the IFSC code RATN0000464?

The first 4 characters 'RATN' represent RBL Bank. The 5th character is '0' reserved for future use. The last 6 characters '000464' represent the specific MILLERGANJ, LUDHIANA branch code.