Skip to main content
RATNBranch Code: 000464

RBL Bank Millerganj Ludhiana Branch IFSC Code: RATN0000464

Branch Code: 000464 | LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code
RATN0000464
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for RBL Bank, Millerganj Ludhiana branch in LUDHIANA, Punjab is RATN0000464. The MICR code for cheque clearance is 141176003.

Branch Fact Sheet & Electronic Routing Details

Bank Name
RBL Bank
Branch Name
MILLERGANJ, LUDHIANA
MICR Code
City / District
LUDHIANA (LUDHIANA)
State
Punjab
Postal Pincode
141003
Full Branch Address

GROUND FLOOR, IMPERIA TOWER,BXV 79/A/1, VISHWAKRMA CHOWK, MILLERGANJ,LUDHIANA-141003, Pincode: 141003

Contact & Customer Care

How to Read IFSC Code: RATN0000464

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

RATNBank Identifier

First 4 alphabetic characters identify RBL Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000464Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: RBL Bank (RATN0000464)

Which bank does IFSC Code RATN0000464 belong to?

IFSC Code RATN0000464 belongs to RBL Bank for its MILLERGANJ, LUDHIANA branch, located in LUDHIANA, Punjab. The 4-letter prefix 'RATN' represents RBL Bank.

What is the IFSC Code for RBL Bank MILLERGANJ, LUDHIANA branch?

The IFSC Code for RBL Bank MILLERGANJ, LUDHIANA branch in LUDHIANA, Punjab is RATN0000464. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of RBL Bank MILLERGANJ, LUDHIANA branch?

The branch is located at: GROUND FLOOR, IMPERIA TOWER,BXV 79/A/1, VISHWAKRMA CHOWK, MILLERGANJ,LUDHIANA-141003, Pincode: 141003, LUDHIANA, Punjab.

What is the MICR Code for RBL Bank MILLERGANJ, LUDHIANA?

The MICR Code for electronic cheque clearing at RBL Bank MILLERGANJ, LUDHIANA is 141176003.

How to decipher the IFSC code RATN0000464?

The first 4 characters 'RATN' represent RBL Bank. The 5th character is '0' reserved for future use. The last 6 characters '000464' represent the specific MILLERGANJ, LUDHIANA branch code.