Union Bank of India IFSC Code
URBAN ESTATE PHASE JALLANDHAR Branch, JALLANDHAR, JALLANDHAR, Punjab
The official Indian Financial System Code (IFSC) for Union Bank of India, URBAN ESTATE PHASE JALLANDHAR branch in JALLANDHAR, Punjab is UBIN0553962.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Union Bank of India
- Branch Name
- URBAN ESTATE PHASE JALLANDHAR
- MICR Code
- Not Assigned / Non-MICR
- City / District
- JALLANDHAR (JALLANDHAR)
- State
- Punjab
- Postal Pincode
- N/A
SCO 31 URBAN ESTATE PHASE II JALANDHAR
How to Read IFSC Code: UBIN0553962
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Union Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Union Bank of India (UBIN0553962)
What is the IFSC Code for Union Bank of India URBAN ESTATE PHASE JALLANDHAR branch?
The IFSC Code for Union Bank of India URBAN ESTATE PHASE JALLANDHAR branch in JALLANDHAR, Punjab is UBIN0553962. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Union Bank of India URBAN ESTATE PHASE JALLANDHAR branch?
The branch is located at: SCO 31 URBAN ESTATE PHASE II JALANDHAR, JALLANDHAR, Punjab.
How to decipher the IFSC code UBIN0553962?
The first 4 characters 'UBIN' represent Union Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '553962' represent the specific URBAN ESTATE PHASE JALLANDHAR branch code.
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