Union Bank of India IFSC Code
URBAN ESTATE PHASE II - JALANDHAR Branch, JALLANDHAR, JALLANDHAR, Punjab
The official Indian Financial System Code (IFSC) for Union Bank of India, URBAN ESTATE PHASE II - JALANDHAR branch in JALLANDHAR, Punjab is UBIN0553964. The MICR code for cheque clearance is 144026008.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Union Bank of India
- Branch Name
- URBAN ESTATE PHASE II - JALANDHAR
- MICR Code
- City / District
- JALLANDHAR (JALLANDHAR)
- State
- Punjab
- Postal Pincode
- N/A
SCO 31, URBAN ESTATE, PHASE - II,JALANDHAR - 144 022, PUNJAB.
How to Read IFSC Code: UBIN0553964
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Union Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Union Bank of India (UBIN0553964)
What is the IFSC Code for Union Bank of India URBAN ESTATE PHASE II - JALANDHAR branch?
The IFSC Code for Union Bank of India URBAN ESTATE PHASE II - JALANDHAR branch in JALLANDHAR, Punjab is UBIN0553964. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Union Bank of India URBAN ESTATE PHASE II - JALANDHAR branch?
The branch is located at: SCO 31, URBAN ESTATE, PHASE - II,JALANDHAR - 144 022, PUNJAB., JALLANDHAR, Punjab.
What is the MICR Code for Union Bank of India URBAN ESTATE PHASE II - JALANDHAR?
The MICR Code for electronic cheque clearing at Union Bank of India URBAN ESTATE PHASE II - JALANDHAR is 144026008.
How to decipher the IFSC code UBIN0553964?
The first 4 characters 'UBIN' represent Union Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '553964' represent the specific URBAN ESTATE PHASE II - JALANDHAR branch code.
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