UBINBranch Code: 985198

Union Bank of India IFSC Code

KOCHI CAPS Branch, KOCHI, KOCHI, KERALA

Primary IFSC Code

UBIN0985198

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Union Bank of India, KOCHI CAPS branch in KOCHI, KERALA is UBIN0985198.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Union Bank of India
Branch Name: KOCHI CAPS
MICR Code: Not Assigned / Non-MICR
City / District: KOCHI (KOCHI)
State: KERALA
Postal Pincode: 682031

Full Branch Address

XXXVII398B RADHAKRISHNA BLDG,CLOTH BAZAR,ERNAKULAM,KOCHI 682031, Pincode: 682031

Contact Details

Phone: +914842380612

How to Read IFSC Code: UBIN0985198

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UBINBank Identifier

First 4 alphabetic characters identify Union Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

985198Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Union Bank of India (UBIN0985198)

What is the IFSC Code for Union Bank of India KOCHI CAPS branch?

The IFSC Code for Union Bank of India KOCHI CAPS branch in KOCHI, KERALA is UBIN0985198. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Union Bank of India KOCHI CAPS branch?

The branch is located at: XXXVII398B RADHAKRISHNA BLDG,CLOTH BAZAR,ERNAKULAM,KOCHI 682031, Pincode: 682031, KOCHI, KERALA.

How can I contact Union Bank of India KOCHI CAPS branch?

You can contact the branch at: Phone: +914842380612. For official national customer care, refer to Union Bank of India's official banking channels.

How to decipher the IFSC code UBIN0985198?

The first 4 characters 'UBIN' represent Union Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '985198' represent the specific KOCHI CAPS branch code.