UTIBBranch Code: 001665

Axis Bank IFSC Code

NAUGACHHIA Branch, NAUGACHIA, NAUGACHIA, BIHAR

Primary IFSC Code

UTIB0001665

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Axis Bank, NAUGACHHIA branch in NAUGACHIA, BIHAR is UTIB0001665. The MICR code for cheque clearance is 812211003.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Axis Bank
Branch Name: NAUGACHHIA
MICR Code: 812211003
City / District: NAUGACHIA (NAUGACHIA)
State: BIHAR
Postal Pincode: 853204

Full Branch Address

RAMSHARAN SAHU COMPLEX, DHARMASHALA ROAD, NAUGACHHIA, DISTRICT BHAGALPUR, BIHAR, PIN 853204, Pincode: 853204

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: UTIB0001665

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTIBBank Identifier

First 4 alphabetic characters identify Axis Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001665Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Axis Bank (UTIB0001665)

What is the IFSC Code for Axis Bank NAUGACHHIA branch?

The IFSC Code for Axis Bank NAUGACHHIA branch in NAUGACHIA, BIHAR is UTIB0001665. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Axis Bank NAUGACHHIA branch?

The branch is located at: RAMSHARAN SAHU COMPLEX, DHARMASHALA ROAD, NAUGACHHIA, DISTRICT BHAGALPUR, BIHAR, PIN 853204, Pincode: 853204, NAUGACHIA, BIHAR.

What is the MICR Code for Axis Bank NAUGACHHIA?

The MICR Code for electronic cheque clearing at Axis Bank NAUGACHHIA is 812211003.

How to decipher the IFSC code UTIB0001665?

The first 4 characters 'UTIB' represent Axis Bank. The 5th character is '0' reserved for future use. The last 6 characters '001665' represent the specific NAUGACHHIA branch code.