IBKLBranch Code: 002124

IDBI IFSC Code

NAUGACHHIA Branch, BHAGALPUR, BHAGALPUR, BIHAR

Primary IFSC Code

IBKL0002124

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for IDBI, NAUGACHHIA branch in BHAGALPUR, BIHAR is IBKL0002124. The MICR code for cheque clearance is 853259002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: IDBI
Branch Name: NAUGACHHIA
MICR Code: 853259002
City / District: BHAGALPUR (BHAGALPUR)
State: BIHAR
Postal Pincode: 853204

Full Branch Address

POST OFFICE ROAD,NAUGACHHIA,BHAGALPUR-853204, Pincode: 853204

Contact Details

Phone: +918638593058

How to Read IFSC Code: IBKL0002124

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IBKLBank Identifier

First 4 alphabetic characters identify IDBI.

0Control Character

5th character is always numeral '0', reserved for future use.

002124Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: IDBI (IBKL0002124)

What is the IFSC Code for IDBI NAUGACHHIA branch?

The IFSC Code for IDBI NAUGACHHIA branch in BHAGALPUR, BIHAR is IBKL0002124. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of IDBI NAUGACHHIA branch?

The branch is located at: POST OFFICE ROAD,NAUGACHHIA,BHAGALPUR-853204, Pincode: 853204, BHAGALPUR, BIHAR.

What is the MICR Code for IDBI NAUGACHHIA?

The MICR Code for electronic cheque clearing at IDBI NAUGACHHIA is 853259002.

How can I contact IDBI NAUGACHHIA branch?

You can contact the branch at: Phone: +918638593058. For official national customer care, refer to IDBI's official banking channels.

How to decipher the IFSC code IBKL0002124?

The first 4 characters 'IBKL' represent IDBI. The 5th character is '0' reserved for future use. The last 6 characters '002124' represent the specific NAUGACHHIA branch code.

Parent Directory Links

All Branches ofIDBI In StateBIHAR In DistrictBHAGALPUR In CityBHAGALPUR

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