Axis Bank IFSC Code
PAYAL Branch, PAYAL, PAYAL, Punjab
The official Indian Financial System Code (IFSC) for Axis Bank, PAYAL branch in PAYAL, Punjab is UTIB0002130. The MICR code for cheque clearance is 141211203.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Axis Bank
- Branch Name
- PAYAL
- MICR Code
- City / District
- PAYAL (PAYAL)
- State
- Punjab
- Postal Pincode
- 141416
GROUND FLOOR,MUNICIPAL ROAD NO 1915, MALERKOTLA ROAD, PAYAL 141416, LUDHIANA, PIN -141416, Pincode: 141416
How to Read IFSC Code: UTIB0002130
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Axis Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Axis Bank (UTIB0002130)
What is the IFSC Code for Axis Bank PAYAL branch?
The IFSC Code for Axis Bank PAYAL branch in PAYAL, Punjab is UTIB0002130. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Axis Bank PAYAL branch?
The branch is located at: GROUND FLOOR,MUNICIPAL ROAD NO 1915, MALERKOTLA ROAD, PAYAL 141416, LUDHIANA, PIN -141416, Pincode: 141416, PAYAL, Punjab.
What is the MICR Code for Axis Bank PAYAL?
The MICR Code for electronic cheque clearing at Axis Bank PAYAL is 141211203.
How to decipher the IFSC code UTIB0002130?
The first 4 characters 'UTIB' represent Axis Bank. The 5th character is '0' reserved for future use. The last 6 characters '002130' represent the specific PAYAL branch code.
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