Punjab National Bank IFSC Code
PAYAL DISTLUDHIANA Branch, PAYAL DIST LUDHIANA PUNJAB, PAYAL DIST LUDHIANA PUNJAB, Punjab
The official Indian Financial System Code (IFSC) for Punjab National Bank, PAYAL DISTLUDHIANA branch in PAYAL DIST LUDHIANA PUNJAB, Punjab is PUNB0145310. The MICR code for cheque clearance is 141024210.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Punjab National Bank
- Branch Name
- PAYAL DISTLUDHIANA
- MICR Code
- City / District
- PAYAL DIST LUDHIANA PUNJAB (PAYAL DIST LUDHIANA PUNJAB)
- State
- Punjab
- Postal Pincode
- 141416
KADDON RD VPO PAYAL DIST LUDHIANA 141416, Pincode: 141416
How to Read IFSC Code: PUNB0145310
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Punjab National Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Punjab National Bank (PUNB0145310)
What is the IFSC Code for Punjab National Bank PAYAL DISTLUDHIANA branch?
The IFSC Code for Punjab National Bank PAYAL DISTLUDHIANA branch in PAYAL DIST LUDHIANA PUNJAB, Punjab is PUNB0145310. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Punjab National Bank PAYAL DISTLUDHIANA branch?
The branch is located at: KADDON RD VPO PAYAL DIST LUDHIANA 141416, Pincode: 141416, PAYAL DIST LUDHIANA PUNJAB, Punjab.
What is the MICR Code for Punjab National Bank PAYAL DISTLUDHIANA?
The MICR Code for electronic cheque clearing at Punjab National Bank PAYAL DISTLUDHIANA is 141024210.
How can I contact Punjab National Bank PAYAL DISTLUDHIANA branch?
You can contact the branch at: Phone: +911628244055. For official national customer care, refer to Punjab National Bank's official banking channels.
How to decipher the IFSC code PUNB0145310?
The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '145310' represent the specific PAYAL DISTLUDHIANA branch code.
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