UTIBBranch Code: 004324

Axis Bank IFSC Code

KHAGAUL Branch, PATNA, PATNA, BIHAR

Primary IFSC Code

UTIB0004324

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Axis Bank, KHAGAUL branch in PATNA, BIHAR is UTIB0004324. The MICR code for cheque clearance is 800211029.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Axis Bank
Branch Name: KHAGAUL
MICR Code: 800211029
City / District: PATNA (PATNA)
State: BIHAR
Postal Pincode: 801105

Full Branch Address

JAYRAM BAZAR, THANA ROAD, NEAR KHAGAUL THANA, PS KHAGAUL, PATNA DIST PATNA BIHAR 801105, Pincode: 801105

Contact Details

Phone: +919990733445

How to Read IFSC Code: UTIB0004324

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTIBBank Identifier

First 4 alphabetic characters identify Axis Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

004324Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Axis Bank (UTIB0004324)

What is the IFSC Code for Axis Bank KHAGAUL branch?

The IFSC Code for Axis Bank KHAGAUL branch in PATNA, BIHAR is UTIB0004324. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Axis Bank KHAGAUL branch?

The branch is located at: JAYRAM BAZAR, THANA ROAD, NEAR KHAGAUL THANA, PS KHAGAUL, PATNA DIST PATNA BIHAR 801105, Pincode: 801105, PATNA, BIHAR.

What is the MICR Code for Axis Bank KHAGAUL?

The MICR Code for electronic cheque clearing at Axis Bank KHAGAUL is 800211029.

How can I contact Axis Bank KHAGAUL branch?

You can contact the branch at: Phone: +919990733445. For official national customer care, refer to Axis Bank's official banking channels.

How to decipher the IFSC code UTIB0004324?

The first 4 characters 'UTIB' represent Axis Bank. The 5th character is '0' reserved for future use. The last 6 characters '004324' represent the specific KHAGAUL branch code.