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UTIBBranch Code: 005212

Axis Bank Rk Road Branch IFSC Code: UTIB0005212

Branch Code: 005212 | LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code
UTIB0005212
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Axis Bank, Rk Road branch in LUDHIANA, Punjab is UTIB0005212. The MICR code for cheque clearance is 141211046.

Branch Fact Sheet & Electronic Routing Details

Bank Name
Axis Bank
Branch Name
RK ROAD
MICR Code
City / District
LUDHIANA (LUDHIANA)
State
Punjab
Postal Pincode
141003
Full Branch Address

GROUND FLOOR 370,INDUSTRIAL AREA A,RK ROAD,LUDHIANA,PUNJAB 141003, Pincode: 141003

Contact & Customer Care

How to Read IFSC Code: UTIB0005212

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTIBBank Identifier

First 4 alphabetic characters identify Axis Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

005212Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Axis Bank (UTIB0005212)

Which bank does IFSC Code UTIB0005212 belong to?

IFSC Code UTIB0005212 belongs to Axis Bank for its RK ROAD branch, located in LUDHIANA, Punjab. The 4-letter prefix 'UTIB' represents Axis Bank.

What is the IFSC Code for Axis Bank RK ROAD branch?

The IFSC Code for Axis Bank RK ROAD branch in LUDHIANA, Punjab is UTIB0005212. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Axis Bank RK ROAD branch?

The branch is located at: GROUND FLOOR 370,INDUSTRIAL AREA A,RK ROAD,LUDHIANA,PUNJAB 141003, Pincode: 141003, LUDHIANA, Punjab.

What is the MICR Code for Axis Bank RK ROAD?

The MICR Code for electronic cheque clearing at Axis Bank RK ROAD is 141211046.

How can I contact Axis Bank RK ROAD branch?

You can contact the branch at: Phone: +919781561856. For official national customer care, refer to Axis Bank's official banking channels.

How to decipher the IFSC code UTIB0005212?

The first 4 characters 'UTIB' represent Axis Bank. The 5th character is '0' reserved for future use. The last 6 characters '005212' represent the specific RK ROAD branch code.

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