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UTKSBranch Code: 001232

Utkarsh Small Finance Bank Mahua Branch IFSC Code: UTKS0001232

Branch Code: 001232 | VAISHALI, VAISHALI, BIHAR

Primary IFSC Code
UTKS0001232
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, Mahua branch in VAISHALI, BIHAR is UTKS0001232. The MICR code for cheque clearance is 844762004.

Branch Fact Sheet & Electronic Routing Details

Branch Name
MAHUA
MICR Code
City / District
VAISHALI (VAISHALI)
State
BIHAR
Postal Pincode
844122
Full Branch Address

MAUZA - SINGHARAI,PARAGANA - BISARA,P.S - MAHUA,MUZAFFARPUR ROAD,DISTRACT - VAISHALI,STATE - BIHAR,PIN CODE - 844122, Pincode: 844122

Contact & Customer Care

How to Read IFSC Code: UTKS0001232

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTKSBank Identifier

First 4 alphabetic characters identify Utkarsh Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001232Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0001232)

Which bank does IFSC Code UTKS0001232 belong to?

IFSC Code UTKS0001232 belongs to Utkarsh Small Finance Bank for its MAHUA branch, located in VAISHALI, BIHAR. The 4-letter prefix 'UTKS' represents Utkarsh Small Finance Bank.

What is the IFSC Code for Utkarsh Small Finance Bank MAHUA branch?

The IFSC Code for Utkarsh Small Finance Bank MAHUA branch in VAISHALI, BIHAR is UTKS0001232. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Utkarsh Small Finance Bank MAHUA branch?

The branch is located at: MAUZA - SINGHARAI,PARAGANA - BISARA,P.S - MAHUA,MUZAFFARPUR ROAD,DISTRACT - VAISHALI,STATE - BIHAR,PIN CODE - 844122, Pincode: 844122, VAISHALI, BIHAR.

What is the MICR Code for Utkarsh Small Finance Bank MAHUA?

The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank MAHUA is 844762004.

How can I contact Utkarsh Small Finance Bank MAHUA branch?

You can contact the branch at: Phone: +919102992756. For official national customer care, refer to Utkarsh Small Finance Bank's official banking channels.

How to decipher the IFSC code UTKS0001232?

The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001232' represent the specific MAHUA branch code.