UTKSBranch Code: 001403

Utkarsh Small Finance Bank IFSC Code

BIHAR SHARIFF Branch, BIHAR SHARIFF, BIHAR SHARIFF, BIHAR

Primary IFSC Code

UTKS0001403

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, BIHAR SHARIFF branch in BIHAR SHARIFF, BIHAR is UTKS0001403. The MICR code for cheque clearance is 803762002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Utkarsh Small Finance Bank
Branch Name: BIHAR SHARIFF
MICR Code: 803762002
City / District: BIHAR SHARIFF (BIHAR SHARIFF)
State: BIHAR
Postal Pincode: 803101

Full Branch Address

GROUND FLOOR,HOLDING N0 603,BHAINSASUR,RANCHI ROAD,BIHAR SHARIF,DIST-NALANDA,BIHAR,PIN-803101, Pincode: 803101

Contact Details

Phone: +916112233150

How to Read IFSC Code: UTKS0001403

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTKSBank Identifier

First 4 alphabetic characters identify Utkarsh Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001403Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0001403)

What is the IFSC Code for Utkarsh Small Finance Bank BIHAR SHARIFF branch?

The IFSC Code for Utkarsh Small Finance Bank BIHAR SHARIFF branch in BIHAR SHARIFF, BIHAR is UTKS0001403. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Utkarsh Small Finance Bank BIHAR SHARIFF branch?

The branch is located at: GROUND FLOOR,HOLDING N0 603,BHAINSASUR,RANCHI ROAD,BIHAR SHARIF,DIST-NALANDA,BIHAR,PIN-803101, Pincode: 803101, BIHAR SHARIFF, BIHAR.

What is the MICR Code for Utkarsh Small Finance Bank BIHAR SHARIFF?

The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank BIHAR SHARIFF is 803762002.

How can I contact Utkarsh Small Finance Bank BIHAR SHARIFF branch?

You can contact the branch at: Phone: +916112233150. For official national customer care, refer to Utkarsh Small Finance Bank's official banking channels.

How to decipher the IFSC code UTKS0001403?

The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001403' represent the specific BIHAR SHARIFF branch code.