YESBBranch Code: SMCB02

Yes Bank IFSC Code

SURAT MERC COOP BANK BHAGAL Branch, SURAT, SURAT, Gujarat

Primary IFSC Code

YESB0SMCB02

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Yes Bank, SURAT MERC COOP BANK BHAGAL branch in SURAT, Gujarat is YESB0SMCB02. The MICR code for cheque clearance is 395245002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Yes Bank
Branch Name: SURAT MERC COOP BANK BHAGAL
MICR Code: 395245002
City / District: SURAT (SURAT)
State: Gujarat
Postal Pincode: 395003

Full Branch Address

3/4155-A-B,PROPRITORY SCHOOL, BUNDELAWAD BHAGAL, SURAT - 395003, Pincode: 395003

Contact Details

Phone: +912612334495

How to Read IFSC Code: YESB0SMCB02

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

YESBBank Identifier

First 4 alphabetic characters identify Yes Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

SMCB02Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Yes Bank (YESB0SMCB02)

What is the IFSC Code for Yes Bank SURAT MERC COOP BANK BHAGAL branch?

The IFSC Code for Yes Bank SURAT MERC COOP BANK BHAGAL branch in SURAT, Gujarat is YESB0SMCB02. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Yes Bank SURAT MERC COOP BANK BHAGAL branch?

The branch is located at: 3/4155-A-B,PROPRITORY SCHOOL, BUNDELAWAD BHAGAL, SURAT - 395003, Pincode: 395003, SURAT, Gujarat.

What is the MICR Code for Yes Bank SURAT MERC COOP BANK BHAGAL?

The MICR Code for electronic cheque clearing at Yes Bank SURAT MERC COOP BANK BHAGAL is 395245002.

How can I contact Yes Bank SURAT MERC COOP BANK BHAGAL branch?

You can contact the branch at: Phone: +912612334495. For official national customer care, refer to Yes Bank's official banking channels.

How to decipher the IFSC code YESB0SMCB02?

The first 4 characters 'YESB' represent Yes Bank. The 5th character is '0' reserved for future use. The last 6 characters 'SMCB02' represent the specific SURAT MERC COOP BANK BHAGAL branch code.