Yes Bank Surat Mercantile Co Operative Bank IMPS Branch IFSC Code: YESB0SMCB05
Branch Code: SMCB05 | SURAT, SURAT, Maharashtra
The official Indian Financial System Code (IFSC) for Yes Bank, Surat Mercantile Co Operative Bank IMPS branch in SURAT, Maharashtra is YESB0SMCB05. The MICR code for cheque clearance is 395245005.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Yes Bank
- Branch Name
- Surat Mercantile Co-operative Bank IMPS
- MICR Code
- City / District
- SURAT (SURAT)
- State
- Maharashtra
- Postal Pincode
- 395003
7/359-60 UTKARSH MODI COMPOUND, LAL DARWAJA, SURAT - 395003, Pincode: 395003
How to Read IFSC Code: YESB0SMCB05
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Yes Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Yes Bank (YESB0SMCB05)
Which bank does IFSC Code YESB0SMCB05 belong to?
IFSC Code YESB0SMCB05 belongs to Yes Bank for its Surat Mercantile Co-operative Bank IMPS branch, located in SURAT, Maharashtra. The 4-letter prefix 'YESB' represents Yes Bank.
What is the IFSC Code for Yes Bank Surat Mercantile Co-operative Bank IMPS branch?
The IFSC Code for Yes Bank Surat Mercantile Co-operative Bank IMPS branch in SURAT, Maharashtra is YESB0SMCB05. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Yes Bank Surat Mercantile Co-operative Bank IMPS branch?
The branch is located at: 7/359-60 UTKARSH MODI COMPOUND, LAL DARWAJA, SURAT - 395003, Pincode: 395003, SURAT, Maharashtra.
What is the MICR Code for Yes Bank Surat Mercantile Co-operative Bank IMPS?
The MICR Code for electronic cheque clearing at Yes Bank Surat Mercantile Co-operative Bank IMPS is 395245005.
How can I contact Yes Bank Surat Mercantile Co-operative Bank IMPS branch?
You can contact the branch at: Phone: +912612532502. For official national customer care, refer to Yes Bank's official banking channels.
How to decipher the IFSC code YESB0SMCB05?
The first 4 characters 'YESB' represent Yes Bank. The 5th character is '0' reserved for future use. The last 6 characters 'SMCB05' represent the specific Surat Mercantile Co-operative Bank IMPS branch code.
Parent Directory Links
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