Skip to main content
YESBBranch Code: SMCB12

Yes Bank Surat Merc Coop Bank Rampura Branch IFSC Code: YESB0SMCB12

Branch Code: SMCB12 | SURAT, SURAT, Gujarat

Primary IFSC Code
YESB0SMCB12
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Yes Bank, Surat Merc Coop Bank Rampura branch in SURAT, Gujarat is YESB0SMCB12. The MICR code for cheque clearance is 395245012.

Branch Fact Sheet & Electronic Routing Details

Bank Name
Yes Bank
Branch Name
SURAT MERC COOP BANK RAMPURA
MICR Code
City / District
SURAT (SURAT)
State
Gujarat
Postal Pincode
395003
Full Branch Address

PATEDAR BHAVAN, CHAR KHAN CHAKLA, RAMPURA, SURAT - 395003, Pincode: 395003

Contact & Customer Care

How to Read IFSC Code: YESB0SMCB12

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

YESBBank Identifier

First 4 alphabetic characters identify Yes Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

SMCB12Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Yes Bank (YESB0SMCB12)

Which bank does IFSC Code YESB0SMCB12 belong to?

IFSC Code YESB0SMCB12 belongs to Yes Bank for its SURAT MERC COOP BANK RAMPURA branch, located in SURAT, Gujarat. The 4-letter prefix 'YESB' represents Yes Bank.

What is the IFSC Code for Yes Bank SURAT MERC COOP BANK RAMPURA branch?

The IFSC Code for Yes Bank SURAT MERC COOP BANK RAMPURA branch in SURAT, Gujarat is YESB0SMCB12. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Yes Bank SURAT MERC COOP BANK RAMPURA branch?

The branch is located at: PATEDAR BHAVAN, CHAR KHAN CHAKLA, RAMPURA, SURAT - 395003, Pincode: 395003, SURAT, Gujarat.

What is the MICR Code for Yes Bank SURAT MERC COOP BANK RAMPURA?

The MICR Code for electronic cheque clearing at Yes Bank SURAT MERC COOP BANK RAMPURA is 395245012.

How can I contact Yes Bank SURAT MERC COOP BANK RAMPURA branch?

You can contact the branch at: Phone: +912612418080. For official national customer care, refer to Yes Bank's official banking channels.

How to decipher the IFSC code YESB0SMCB12?

The first 4 characters 'YESB' represent Yes Bank. The 5th character is '0' reserved for future use. The last 6 characters 'SMCB12' represent the specific SURAT MERC COOP BANK RAMPURA branch code.

Parent Directory Links

Other Yes Bank Branches in SURAT

View All →

Other Bank Branches in Pincode 395003

View All in Pincode →

Need help verifying this IFSC Code before sending money?

Read our step-by-step checklist on confirming bank IFSC codes, cheque MICR numbers, and recipient details.

Read Verification Guide →