BARBBranch Code: LUDHIA

Bank of Baroda IFSC Code

CLOCK TOWER BRANCH Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

BARB0LUDHIA

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Bank of Baroda, CLOCK TOWER BRANCH branch in LUDHIANA, Punjab is BARB0LUDHIA. The MICR code for cheque clearance is 141012002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Bank of Baroda
Branch Name: CLOCK TOWER BRANCH
MICR Code: 141012002
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: 141008

Full Branch Address

CLOCK TOWER BRANCH,CLOCK TOWER, LUDHIANA (PUNJAB),LUDHIANA,141008, Pincode: 141008

Contact Details

Phone: +910221800223344

How to Read IFSC Code: BARB0LUDHIA

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

BARBBank Identifier

First 4 alphabetic characters identify Bank of Baroda.

0Control Character

5th character is always numeral '0', reserved for future use.

LUDHIABranch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Bank of Baroda (BARB0LUDHIA)

What is the IFSC Code for Bank of Baroda CLOCK TOWER BRANCH branch?

The IFSC Code for Bank of Baroda CLOCK TOWER BRANCH branch in LUDHIANA, Punjab is BARB0LUDHIA. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Bank of Baroda CLOCK TOWER BRANCH branch?

The branch is located at: CLOCK TOWER BRANCH,CLOCK TOWER, LUDHIANA (PUNJAB),LUDHIANA,141008, Pincode: 141008, LUDHIANA, Punjab.

What is the MICR Code for Bank of Baroda CLOCK TOWER BRANCH?

The MICR Code for electronic cheque clearing at Bank of Baroda CLOCK TOWER BRANCH is 141012002.

How can I contact Bank of Baroda CLOCK TOWER BRANCH branch?

You can contact the branch at: Phone: +910221800223344. For official national customer care, refer to Bank of Baroda's official banking channels.

How to decipher the IFSC code BARB0LUDHIA?

The first 4 characters 'BARB' represent Bank of Baroda. The 5th character is '0' reserved for future use. The last 6 characters 'LUDHIA' represent the specific CLOCK TOWER BRANCH branch code.