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BARBBranch Code: LUDHIA

Bank of Baroda Clock Tower Branch IFSC Code: BARB0LUDHIA

Branch Code: LUDHIA | LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code
BARB0LUDHIA
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Bank of Baroda, Clock Tower branch in LUDHIANA, Punjab is BARB0LUDHIA. The MICR code for cheque clearance is 141012002.

Branch Fact Sheet & Electronic Routing Details

Branch Name
CLOCK TOWER BRANCH
MICR Code
City / District
LUDHIANA (LUDHIANA)
State
Punjab
Postal Pincode
141008
Full Branch Address

CLOCK TOWER BRANCH,CLOCK TOWER, LUDHIANA (PUNJAB),LUDHIANA,141008, Pincode: 141008

Contact & Customer Care

How to Read IFSC Code: BARB0LUDHIA

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

BARBBank Identifier

First 4 alphabetic characters identify Bank of Baroda.

0Control Character

5th character is always numeral '0', reserved for future use.

LUDHIABranch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Bank of Baroda (BARB0LUDHIA)

Which bank does IFSC Code BARB0LUDHIA belong to?

IFSC Code BARB0LUDHIA belongs to Bank of Baroda for its CLOCK TOWER BRANCH branch, located in LUDHIANA, Punjab. The 4-letter prefix 'BARB' represents Bank of Baroda.

What is the IFSC Code for Bank of Baroda CLOCK TOWER BRANCH branch?

The IFSC Code for Bank of Baroda CLOCK TOWER BRANCH branch in LUDHIANA, Punjab is BARB0LUDHIA. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Bank of Baroda CLOCK TOWER BRANCH branch?

The branch is located at: CLOCK TOWER BRANCH,CLOCK TOWER, LUDHIANA (PUNJAB),LUDHIANA,141008, Pincode: 141008, LUDHIANA, Punjab.

What is the MICR Code for Bank of Baroda CLOCK TOWER BRANCH?

The MICR Code for electronic cheque clearing at Bank of Baroda CLOCK TOWER BRANCH is 141012002.

How can I contact Bank of Baroda CLOCK TOWER BRANCH branch?

You can contact the branch at: Phone: +910221800223344. For official national customer care, refer to Bank of Baroda's official banking channels.

How to decipher the IFSC code BARB0LUDHIA?

The first 4 characters 'BARB' represent Bank of Baroda. The 5th character is '0' reserved for future use. The last 6 characters 'LUDHIA' represent the specific CLOCK TOWER BRANCH branch code.