Esaf Small Finance Bank Changanassery Branch IFSC Code: ESMF0001186
Branch Code: 001186 | KOTTAYAM, KOTTAYAM, KERALA
The official Indian Financial System Code (IFSC) for Esaf Small Finance Bank, Changanassery branch in KOTTAYAM, KERALA is ESMF0001186. The MICR code for cheque clearance is 686760052.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Esaf Small Finance Bank
- Branch Name
- CHANGANASSERY
- MICR Code
- City / District
- KOTTAYAM (KOTTAYAM)
- State
- KERALA
- Postal Pincode
- 686102
15 139 A,SWEETY BUILDING,LAIKKAD BUS STOP,PERUNNA,CHANGANASSERY 686102, Pincode: 686102
How to Read IFSC Code: ESMF0001186
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Esaf Small Finance Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Esaf Small Finance Bank (ESMF0001186)
Which bank does IFSC Code ESMF0001186 belong to?
IFSC Code ESMF0001186 belongs to Esaf Small Finance Bank for its CHANGANASSERY branch, located in KOTTAYAM, KERALA. The 4-letter prefix 'ESMF' represents Esaf Small Finance Bank.
What is the IFSC Code for Esaf Small Finance Bank CHANGANASSERY branch?
The IFSC Code for Esaf Small Finance Bank CHANGANASSERY branch in KOTTAYAM, KERALA is ESMF0001186. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Esaf Small Finance Bank CHANGANASSERY branch?
The branch is located at: 15 139 A,SWEETY BUILDING,LAIKKAD BUS STOP,PERUNNA,CHANGANASSERY 686102, Pincode: 686102, KOTTAYAM, KERALA.
What is the MICR Code for Esaf Small Finance Bank CHANGANASSERY?
The MICR Code for electronic cheque clearing at Esaf Small Finance Bank CHANGANASSERY is 686760052.
How can I contact Esaf Small Finance Bank CHANGANASSERY branch?
You can contact the branch at: Phone: +918589002590. For official national customer care, refer to Esaf Small Finance Bank's official banking channels.
How to decipher the IFSC code ESMF0001186?
The first 4 characters 'ESMF' represent Esaf Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001186' represent the specific CHANGANASSERY branch code.
Parent Directory Links
Other Esaf Small Finance Bank Branches in KOTTAYAM
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Other Bank Branches in Pincode 686102
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