Esaf Small Finance Bank Karukachal Branch IFSC Code: ESMF0001809
Branch Code: 001809 | KOTTAYAM, KOTTAYAM, KERALA
The official Indian Financial System Code (IFSC) for Esaf Small Finance Bank, Karukachal branch in KOTTAYAM, KERALA is ESMF0001809.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Esaf Small Finance Bank
- Branch Name
- KARUKACHAL
- MICR Code
- Not Assigned / Non-MICR
- City / District
- KOTTAYAM (KOTTAYAM)
- State
- KERALA
- Postal Pincode
- 686542
BUILDING NO 105/D,CHANGANACHERRY - VAZHOOR ROAD,NEAR NSS KUNCTION,KARUKACHAL,KOTTAYAM-DIST,KERALA-686542, Pincode: 686542
How to Read IFSC Code: ESMF0001809
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Esaf Small Finance Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Esaf Small Finance Bank (ESMF0001809)
Which bank does IFSC Code ESMF0001809 belong to?
IFSC Code ESMF0001809 belongs to Esaf Small Finance Bank for its KARUKACHAL branch, located in KOTTAYAM, KERALA. The 4-letter prefix 'ESMF' represents Esaf Small Finance Bank.
What is the IFSC Code for Esaf Small Finance Bank KARUKACHAL branch?
The IFSC Code for Esaf Small Finance Bank KARUKACHAL branch in KOTTAYAM, KERALA is ESMF0001809. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Esaf Small Finance Bank KARUKACHAL branch?
The branch is located at: BUILDING NO 105/D,CHANGANACHERRY - VAZHOOR ROAD,NEAR NSS KUNCTION,KARUKACHAL,KOTTAYAM-DIST,KERALA-686542, Pincode: 686542, KOTTAYAM, KERALA.
How to decipher the IFSC code ESMF0001809?
The first 4 characters 'ESMF' represent Esaf Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001809' represent the specific KARUKACHAL branch code.
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