IBKLBranch Code: 000574

IDBI IFSC Code

RATNAGIRI Branch, RATNAGIRI, RATNAGIRI, Maharashtra

Primary IFSC Code

IBKL0000574

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for IDBI, RATNAGIRI branch in RATNAGIRI, Maharashtra is IBKL0000574. The MICR code for cheque clearance is 415259051.

Branch Fact Sheet & Electronic Routing Details

Bank Name: IDBI
Branch Name: RATNAGIRI
MICR Code: 415259051
City / District: RATNAGIRI (RATNAGIRI)
State: Maharashtra
Postal Pincode: 415612

Full Branch Address

PLOT NO.1566, KARMARKAR BLDG., DR B N SAWANT ROAD, PINCODE - 415612, Pincode: 415612

Contact Details

Phone: +919420243540

How to Read IFSC Code: IBKL0000574

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IBKLBank Identifier

First 4 alphabetic characters identify IDBI.

0Control Character

5th character is always numeral '0', reserved for future use.

000574Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: IDBI (IBKL0000574)

What is the IFSC Code for IDBI RATNAGIRI branch?

The IFSC Code for IDBI RATNAGIRI branch in RATNAGIRI, Maharashtra is IBKL0000574. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of IDBI RATNAGIRI branch?

The branch is located at: PLOT NO.1566, KARMARKAR BLDG., DR B N SAWANT ROAD, PINCODE - 415612, Pincode: 415612, RATNAGIRI, Maharashtra.

What is the MICR Code for IDBI RATNAGIRI?

The MICR Code for electronic cheque clearing at IDBI RATNAGIRI is 415259051.

How can I contact IDBI RATNAGIRI branch?

You can contact the branch at: Phone: +919420243540. For official national customer care, refer to IDBI's official banking channels.

How to decipher the IFSC code IBKL0000574?

The first 4 characters 'IBKL' represent IDBI. The 5th character is '0' reserved for future use. The last 6 characters '000574' represent the specific RATNAGIRI branch code.