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IBKLBranch Code: 574RDC

IDBI Ratnagiri District Central Co Operative Bank IMPS Branch IFSC Code: IBKL0574RDC

Branch Code: 574RDC | RATNAGIRI, RATNAGIRI, Maharashtra

Primary IFSC Code
IBKL0574RDC
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for IDBI, Ratnagiri District Central Co Operative Bank IMPS branch in RATNAGIRI, Maharashtra is IBKL0574RDC. The MICR code for cheque clearance is 415803000.

Branch Fact Sheet & Electronic Routing Details

Bank Name
IDBI
Branch Name
Ratnagiri District Central Co-operative Bank IMPS
MICR Code
City / District
RATNAGIRI (RATNAGIRI)
Postal Pincode
415612
Full Branch Address

RATNAGIRI DISTRICT CENTRAL CO OP BANK,SAHAKAR BHAVAN,JAWAHAR ROAD,RATNAGIRI,PIN 415612, Pincode: 415612

Contact & Customer Care

How to Read IFSC Code: IBKL0574RDC

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IBKLBank Identifier

First 4 alphabetic characters identify IDBI.

0Control Character

5th character is always numeral '0', reserved for future use.

574RDCBranch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: IDBI (IBKL0574RDC)

Which bank does IFSC Code IBKL0574RDC belong to?

IFSC Code IBKL0574RDC belongs to IDBI for its Ratnagiri District Central Co-operative Bank IMPS branch, located in RATNAGIRI, Maharashtra. The 4-letter prefix 'IBKL' represents IDBI.

What is the IFSC Code for IDBI Ratnagiri District Central Co-operative Bank IMPS branch?

The IFSC Code for IDBI Ratnagiri District Central Co-operative Bank IMPS branch in RATNAGIRI, Maharashtra is IBKL0574RDC. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of IDBI Ratnagiri District Central Co-operative Bank IMPS branch?

The branch is located at: RATNAGIRI DISTRICT CENTRAL CO OP BANK,SAHAKAR BHAVAN,JAWAHAR ROAD,RATNAGIRI,PIN 415612, Pincode: 415612, RATNAGIRI, Maharashtra.

What is the MICR Code for IDBI Ratnagiri District Central Co-operative Bank IMPS?

The MICR Code for electronic cheque clearing at IDBI Ratnagiri District Central Co-operative Bank IMPS is 415803000.

How can I contact IDBI Ratnagiri District Central Co-operative Bank IMPS branch?

You can contact the branch at: Phone: +912352234609. For official national customer care, refer to IDBI's official banking channels.

How to decipher the IFSC code IBKL0574RDC?

The first 4 characters 'IBKL' represent IDBI. The 5th character is '0' reserved for future use. The last 6 characters '574RDC' represent the specific Ratnagiri District Central Co-operative Bank IMPS branch code.

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