IBKLBranch Code: 574RDC

IDBI IFSC Code

Ratnagiri District Central Co-operative Bank IMPS Branch, RATNAGIRI, RATNAGIRI, Maharashtra

Primary IFSC Code

IBKL0574RDC

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for IDBI, Ratnagiri District Central Co-operative Bank IMPS branch in RATNAGIRI, Maharashtra is IBKL0574RDC. The MICR code for cheque clearance is 415803000.

Branch Fact Sheet & Electronic Routing Details

Bank Name: IDBI
Branch Name: Ratnagiri District Central Co-operative Bank IMPS
MICR Code: 415803000
City / District: RATNAGIRI (RATNAGIRI)
State: Maharashtra
Postal Pincode: 415612

Full Branch Address

RATNAGIRI DISTRICT CENTRAL CO OP BANK,SAHAKAR BHAVAN,JAWAHAR ROAD,RATNAGIRI,PIN 415612, Pincode: 415612

Contact Details

Phone: +912352234609

How to Read IFSC Code: IBKL0574RDC

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IBKLBank Identifier

First 4 alphabetic characters identify IDBI.

0Control Character

5th character is always numeral '0', reserved for future use.

574RDCBranch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: IDBI (IBKL0574RDC)

What is the IFSC Code for IDBI Ratnagiri District Central Co-operative Bank IMPS branch?

The IFSC Code for IDBI Ratnagiri District Central Co-operative Bank IMPS branch in RATNAGIRI, Maharashtra is IBKL0574RDC. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of IDBI Ratnagiri District Central Co-operative Bank IMPS branch?

The branch is located at: RATNAGIRI DISTRICT CENTRAL CO OP BANK,SAHAKAR BHAVAN,JAWAHAR ROAD,RATNAGIRI,PIN 415612, Pincode: 415612, RATNAGIRI, Maharashtra.

What is the MICR Code for IDBI Ratnagiri District Central Co-operative Bank IMPS?

The MICR Code for electronic cheque clearing at IDBI Ratnagiri District Central Co-operative Bank IMPS is 415803000.

How can I contact IDBI Ratnagiri District Central Co-operative Bank IMPS branch?

You can contact the branch at: Phone: +912352234609. For official national customer care, refer to IDBI's official banking channels.

How to decipher the IFSC code IBKL0574RDC?

The first 4 characters 'IBKL' represent IDBI. The 5th character is '0' reserved for future use. The last 6 characters '574RDC' represent the specific Ratnagiri District Central Co-operative Bank IMPS branch code.