IBKLBranch Code: 186MC3

IDBI IFSC Code

MAHALAKSHMI CO OPERATIVE BANK LTD UDUPI Branch, UDUPI, UDUPI, Karnataka

Primary IFSC Code

IBKL0186MC3

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for IDBI, MAHALAKSHMI CO OPERATIVE BANK LTD UDUPI branch in UDUPI, Karnataka is IBKL0186MC3. The MICR code for cheque clearance is 576259255.

Branch Fact Sheet & Electronic Routing Details

Bank Name: IDBI
Branch Name: MAHALAKSHMI CO OPERATIVE BANK LTD UDUPI
MICR Code: 576259255
City / District: UDUPI (UDUPI)
State: Karnataka
Postal Pincode: 576201

Full Branch Address

PADMAVTHI COMPLEX, 1ST FLOOR, CHURCH ROAD, KUNDAPURA 576201, Pincode: 576201

Contact Details

Phone: +918202528812

How to Read IFSC Code: IBKL0186MC3

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IBKLBank Identifier

First 4 alphabetic characters identify IDBI.

0Control Character

5th character is always numeral '0', reserved for future use.

186MC3Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: IDBI (IBKL0186MC3)

What is the IFSC Code for IDBI MAHALAKSHMI CO OPERATIVE BANK LTD UDUPI branch?

The IFSC Code for IDBI MAHALAKSHMI CO OPERATIVE BANK LTD UDUPI branch in UDUPI, Karnataka is IBKL0186MC3. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of IDBI MAHALAKSHMI CO OPERATIVE BANK LTD UDUPI branch?

The branch is located at: PADMAVTHI COMPLEX, 1ST FLOOR, CHURCH ROAD, KUNDAPURA 576201, Pincode: 576201, UDUPI, Karnataka.

What is the MICR Code for IDBI MAHALAKSHMI CO OPERATIVE BANK LTD UDUPI?

The MICR Code for electronic cheque clearing at IDBI MAHALAKSHMI CO OPERATIVE BANK LTD UDUPI is 576259255.

How can I contact IDBI MAHALAKSHMI CO OPERATIVE BANK LTD UDUPI branch?

You can contact the branch at: Phone: +918202528812. For official national customer care, refer to IDBI's official banking channels.

How to decipher the IFSC code IBKL0186MC3?

The first 4 characters 'IBKL' represent IDBI. The 5th character is '0' reserved for future use. The last 6 characters '186MC3' represent the specific MAHALAKSHMI CO OPERATIVE BANK LTD UDUPI branch code.