IBKLBranch Code: 186MC7

IDBI IFSC Code

MAHALAKSHMI CO OPERATIVE BANK LTD HEJMADY BRANCH Branch, UDUPI, UDUPI, Karnataka

Primary IFSC Code

IBKL0186MC7

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for IDBI, MAHALAKSHMI CO OPERATIVE BANK LTD HEJMADY BRANCH branch in UDUPI, Karnataka is IBKL0186MC7.

Branch Fact Sheet & Electronic Routing Details

Bank Name: IDBI
Branch Name: MAHALAKSHMI CO OPERATIVE BANK LTD HEJMADY BRANCH
MICR Code: Not Assigned / Non-MICR
City / District: UDUPI (UDUPI)
State: Karnataka
Postal Pincode: 576108

Full Branch Address

KOTE COMPLEX HEJMADY UDUPI 576108, Pincode: 576108

Contact Details

Phone: +918202539483

How to Read IFSC Code: IBKL0186MC7

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IBKLBank Identifier

First 4 alphabetic characters identify IDBI.

0Control Character

5th character is always numeral '0', reserved for future use.

186MC7Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: IDBI (IBKL0186MC7)

What is the IFSC Code for IDBI MAHALAKSHMI CO OPERATIVE BANK LTD HEJMADY BRANCH branch?

The IFSC Code for IDBI MAHALAKSHMI CO OPERATIVE BANK LTD HEJMADY BRANCH branch in UDUPI, Karnataka is IBKL0186MC7. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of IDBI MAHALAKSHMI CO OPERATIVE BANK LTD HEJMADY BRANCH branch?

The branch is located at: KOTE COMPLEX HEJMADY UDUPI 576108, Pincode: 576108, UDUPI, Karnataka.

How can I contact IDBI MAHALAKSHMI CO OPERATIVE BANK LTD HEJMADY BRANCH branch?

You can contact the branch at: Phone: +918202539483. For official national customer care, refer to IDBI's official banking channels.

How to decipher the IFSC code IBKL0186MC7?

The first 4 characters 'IBKL' represent IDBI. The 5th character is '0' reserved for future use. The last 6 characters '186MC7' represent the specific MAHALAKSHMI CO OPERATIVE BANK LTD HEJMADY BRANCH branch code.