ICICBranch Code: 002103

ICICI Bank IFSC Code

GORAYA Branch, GORAYA, GORAYA, Punjab

Primary IFSC Code

ICIC0002103

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for ICICI Bank, GORAYA branch in GORAYA, Punjab is ICIC0002103. The MICR code for cheque clearance is 144229452.

Branch Fact Sheet & Electronic Routing Details

Bank Name: ICICI Bank
Branch Name: GORAYA
MICR Code: 144229452
City / District: GORAYA (GORAYA)
State: Punjab
Postal Pincode: 144409

Full Branch Address

ICICI BANK LTD., GROUND FLOOR, KHASRA NO. 1039, G. T. ROAD, GORAYA, DIST. JALANDHAR, PUNJAB.144409, Pincode: 144409

Contact Details

Phone: +917087230999

How to Read IFSC Code: ICIC0002103

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

ICICBank Identifier

First 4 alphabetic characters identify ICICI Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

002103Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: ICICI Bank (ICIC0002103)

What is the IFSC Code for ICICI Bank GORAYA branch?

The IFSC Code for ICICI Bank GORAYA branch in GORAYA, Punjab is ICIC0002103. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of ICICI Bank GORAYA branch?

The branch is located at: ICICI BANK LTD., GROUND FLOOR, KHASRA NO. 1039, G. T. ROAD, GORAYA, DIST. JALANDHAR, PUNJAB.144409, Pincode: 144409, GORAYA, Punjab.

What is the MICR Code for ICICI Bank GORAYA?

The MICR Code for electronic cheque clearing at ICICI Bank GORAYA is 144229452.

How can I contact ICICI Bank GORAYA branch?

You can contact the branch at: Phone: +917087230999. For official national customer care, refer to ICICI Bank's official banking channels.

How to decipher the IFSC code ICIC0002103?

The first 4 characters 'ICIC' represent ICICI Bank. The 5th character is '0' reserved for future use. The last 6 characters '002103' represent the specific GORAYA branch code.