ICICBranch Code: 004597

ICICI Bank Ratanlal Nagar Branch IFSC Code: ICIC0004597

Branch Code: 004597 | KANPUR, KANPUR, UTTAR PRADESH

Primary IFSC Code

ICIC0004597

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for ICICI Bank, Ratanlal Nagar branch in KANPUR, UTTAR PRADESH is ICIC0004597. The MICR code for cheque clearance is 208229028.

Branch Fact Sheet & Electronic Routing Details

Bank Name: ICICI Bank
Branch Name: RATANLAL NAGAR
MICR Code: 208229028
City / District: KANPUR (KANPUR)
State: UTTAR PRADESH
Postal Pincode: 208022

Full Branch Address

ICICI BANK LTD PLOT NO 8 9 10 RATANLAL NAGAR KANPUR 208022, Pincode: 208022

Contact & Customer Care

Phone: Refer to Net Banking

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How to Read IFSC Code: ICIC0004597

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

ICICBank Identifier

First 4 alphabetic characters identify ICICI Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

004597Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: ICICI Bank (ICIC0004597)

Which bank does IFSC Code ICIC0004597 belong to?

IFSC Code ICIC0004597 belongs to ICICI Bank for its RATANLAL NAGAR branch, located in KANPUR, UTTAR PRADESH. The 4-letter prefix 'ICIC' represents ICICI Bank.

What is the IFSC Code for ICICI Bank RATANLAL NAGAR branch?

The IFSC Code for ICICI Bank RATANLAL NAGAR branch in KANPUR, UTTAR PRADESH is ICIC0004597. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of ICICI Bank RATANLAL NAGAR branch?

The branch is located at: ICICI BANK LTD PLOT NO 8 9 10 RATANLAL NAGAR KANPUR 208022, Pincode: 208022, KANPUR, UTTAR PRADESH.

What is the MICR Code for ICICI Bank RATANLAL NAGAR?

The MICR Code for electronic cheque clearing at ICICI Bank RATANLAL NAGAR is 208229028.

How to decipher the IFSC code ICIC0004597?

The first 4 characters 'ICIC' represent ICICI Bank. The 5th character is '0' reserved for future use. The last 6 characters '004597' represent the specific RATANLAL NAGAR branch code.