ICICBranch Code: ZSKT31

ICICI Bank IFSC Code

ZILA SAHKARI BANK LTD GARHWAL KOTDWAR Branch, SRINAGAR, SRINAGAR, UTTARAKHAND

Primary IFSC Code

ICIC0ZSKT31

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for ICICI Bank, ZILA SAHKARI BANK LTD GARHWAL KOTDWAR branch in SRINAGAR, UTTARAKHAND is ICIC0ZSKT31. The MICR code for cheque clearance is 246810002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: ICICI Bank
Branch Name: ZILA SAHKARI BANK LTD GARHWAL KOTDWAR
MICR Code: 246810002
City / District: SRINAGAR (SRINAGAR)
State: UTTARAKHAND
Postal Pincode: 246001

Full Branch Address

KHANDAH PAURI GARHWAL 246001, Pincode: 246001

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: ICIC0ZSKT31

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

ICICBank Identifier

First 4 alphabetic characters identify ICICI Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

ZSKT31Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: ICICI Bank (ICIC0ZSKT31)

What is the IFSC Code for ICICI Bank ZILA SAHKARI BANK LTD GARHWAL KOTDWAR branch?

The IFSC Code for ICICI Bank ZILA SAHKARI BANK LTD GARHWAL KOTDWAR branch in SRINAGAR, UTTARAKHAND is ICIC0ZSKT31. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of ICICI Bank ZILA SAHKARI BANK LTD GARHWAL KOTDWAR branch?

The branch is located at: KHANDAH PAURI GARHWAL 246001, Pincode: 246001, SRINAGAR, UTTARAKHAND.

What is the MICR Code for ICICI Bank ZILA SAHKARI BANK LTD GARHWAL KOTDWAR?

The MICR Code for electronic cheque clearing at ICICI Bank ZILA SAHKARI BANK LTD GARHWAL KOTDWAR is 246810002.

How to decipher the IFSC code ICIC0ZSKT31?

The first 4 characters 'ICIC' represent ICICI Bank. The 5th character is '0' reserved for future use. The last 6 characters 'ZSKT31' represent the specific ZILA SAHKARI BANK LTD GARHWAL KOTDWAR branch code.