Skip to main content
INDBBranch Code: 000520

Indusind Bank Urban Estate Focul Point Branch IFSC Code: INDB0000520

Branch Code: 000520 | LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code
INDB0000520
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indusind Bank, Urban Estate Focul Point branch in LUDHIANA, Punjab is INDB0000520. The MICR code for cheque clearance is 141234003.

Branch Fact Sheet & Electronic Routing Details

Bank Name
Indusind Bank
Branch Name
URBAN ESTATE FOCUL POINT
MICR Code
City / District
LUDHIANA (LUDHIANA)
State
Punjab
Postal Pincode
141010
Full Branch Address

UPSC JAIN PUBLIC SCHOOL,CHANDIGARH ROAD, URBAN ESTATE II, LUDHIANA 141010, Pincode: 141010

Contact & Customer Care

How to Read IFSC Code: INDB0000520

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

INDBBank Identifier

First 4 alphabetic characters identify Indusind Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000520Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Indusind Bank (INDB0000520)

Which bank does IFSC Code INDB0000520 belong to?

IFSC Code INDB0000520 belongs to Indusind Bank for its URBAN ESTATE FOCUL POINT branch, located in LUDHIANA, Punjab. The 4-letter prefix 'INDB' represents Indusind Bank.

What is the IFSC Code for Indusind Bank URBAN ESTATE FOCUL POINT branch?

The IFSC Code for Indusind Bank URBAN ESTATE FOCUL POINT branch in LUDHIANA, Punjab is INDB0000520. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indusind Bank URBAN ESTATE FOCUL POINT branch?

The branch is located at: UPSC JAIN PUBLIC SCHOOL,CHANDIGARH ROAD, URBAN ESTATE II, LUDHIANA 141010, Pincode: 141010, LUDHIANA, Punjab.

What is the MICR Code for Indusind Bank URBAN ESTATE FOCUL POINT?

The MICR Code for electronic cheque clearing at Indusind Bank URBAN ESTATE FOCUL POINT is 141234003.

How to decipher the IFSC code INDB0000520?

The first 4 characters 'INDB' represent Indusind Bank. The 5th character is '0' reserved for future use. The last 6 characters '000520' represent the specific URBAN ESTATE FOCUL POINT branch code.

Parent Directory Links

Other Indusind Bank Branches in LUDHIANA

View All →

Other Bank Branches in Pincode 141010

View All in Pincode →

Need help verifying this IFSC Code before sending money?

Read our step-by-step checklist on confirming bank IFSC codes, cheque MICR numbers, and recipient details.

Read Verification Guide →