INDBBranch Code: 000520

Indusind Bank IFSC Code

URBAN ESTATE FOCUL POINT Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

INDB0000520

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indusind Bank, URBAN ESTATE FOCUL POINT branch in LUDHIANA, Punjab is INDB0000520. The MICR code for cheque clearance is 141234003.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indusind Bank
Branch Name: URBAN ESTATE FOCUL POINT
MICR Code: 141234003
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: 141010

Full Branch Address

UPSC JAIN PUBLIC SCHOOL,CHANDIGARH ROAD, URBAN ESTATE II, LUDHIANA 141010, Pincode: 141010

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: INDB0000520

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

INDBBank Identifier

First 4 alphabetic characters identify Indusind Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000520Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indusind Bank (INDB0000520)

What is the IFSC Code for Indusind Bank URBAN ESTATE FOCUL POINT branch?

The IFSC Code for Indusind Bank URBAN ESTATE FOCUL POINT branch in LUDHIANA, Punjab is INDB0000520. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indusind Bank URBAN ESTATE FOCUL POINT branch?

The branch is located at: UPSC JAIN PUBLIC SCHOOL,CHANDIGARH ROAD, URBAN ESTATE II, LUDHIANA 141010, Pincode: 141010, LUDHIANA, Punjab.

What is the MICR Code for Indusind Bank URBAN ESTATE FOCUL POINT?

The MICR Code for electronic cheque clearing at Indusind Bank URBAN ESTATE FOCUL POINT is 141234003.

How to decipher the IFSC code INDB0000520?

The first 4 characters 'INDB' represent Indusind Bank. The 5th character is '0' reserved for future use. The last 6 characters '000520' represent the specific URBAN ESTATE FOCUL POINT branch code.