YESBBranch Code: 001242

Yes Bank IFSC Code

FOCAL POINT-LUDHIANA Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

YESB0001242

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Yes Bank, FOCAL POINT-LUDHIANA branch in LUDHIANA, Punjab is YESB0001242.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Yes Bank
Branch Name: FOCAL POINT-LUDHIANA
MICR Code: Not Assigned / Non-MICR
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: 141010

Full Branch Address

PART OF GROUND FLOOR,B-30,1854 / 4,PLOT NO.23-B,FOCAL POINT,LUDHIANA PUNJAB 141010, Pincode: 141010

Contact Details

Phone: +9102218001200

How to Read IFSC Code: YESB0001242

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

YESBBank Identifier

First 4 alphabetic characters identify Yes Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001242Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Yes Bank (YESB0001242)

What is the IFSC Code for Yes Bank FOCAL POINT-LUDHIANA branch?

The IFSC Code for Yes Bank FOCAL POINT-LUDHIANA branch in LUDHIANA, Punjab is YESB0001242. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Yes Bank FOCAL POINT-LUDHIANA branch?

The branch is located at: PART OF GROUND FLOOR,B-30,1854 / 4,PLOT NO.23-B,FOCAL POINT,LUDHIANA PUNJAB 141010, Pincode: 141010, LUDHIANA, Punjab.

How can I contact Yes Bank FOCAL POINT-LUDHIANA branch?

You can contact the branch at: Phone: +9102218001200. For official national customer care, refer to Yes Bank's official banking channels.

How to decipher the IFSC code YESB0001242?

The first 4 characters 'YESB' represent Yes Bank. The 5th character is '0' reserved for future use. The last 6 characters '001242' represent the specific FOCAL POINT-LUDHIANA branch code.