Bank of Baroda Focal Point Branch IFSC Code: BARB0VJFOCA
Branch Code: VJFOCA | LUDHIANA, LUDHIANA, Punjab
The official Indian Financial System Code (IFSC) for Bank of Baroda, Focal Point branch in LUDHIANA, Punjab is BARB0VJFOCA. The MICR code for cheque clearance is 141012024.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Bank of Baroda
- Branch Name
- FOCAL POINT
- MICR Code
- City / District
- LUDHIANA (LUDHIANA)
- State
- Punjab
- Postal Pincode
- 141010
MAIN FOCAL POINT, BXXX, 1626C, MAIN FOCAL POINT ROAD, OPPOSITE PUNJAB SINDH BANK , LUDHIANA , LUDHIANA , 141010, Pincode: 141010
How to Read IFSC Code: BARB0VJFOCA
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Bank of Baroda.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Bank of Baroda (BARB0VJFOCA)
Which bank does IFSC Code BARB0VJFOCA belong to?
IFSC Code BARB0VJFOCA belongs to Bank of Baroda for its FOCAL POINT branch, located in LUDHIANA, Punjab. The 4-letter prefix 'BARB' represents Bank of Baroda.
What is the IFSC Code for Bank of Baroda FOCAL POINT branch?
The IFSC Code for Bank of Baroda FOCAL POINT branch in LUDHIANA, Punjab is BARB0VJFOCA. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Bank of Baroda FOCAL POINT branch?
The branch is located at: MAIN FOCAL POINT, BXXX, 1626C, MAIN FOCAL POINT ROAD, OPPOSITE PUNJAB SINDH BANK , LUDHIANA , LUDHIANA , 141010, Pincode: 141010, LUDHIANA, Punjab.
What is the MICR Code for Bank of Baroda FOCAL POINT?
The MICR Code for electronic cheque clearing at Bank of Baroda FOCAL POINT is 141012024.
How can I contact Bank of Baroda FOCAL POINT branch?
You can contact the branch at: Phone: +910221800223344. For official national customer care, refer to Bank of Baroda's official banking channels.
How to decipher the IFSC code BARB0VJFOCA?
The first 4 characters 'BARB' represent Bank of Baroda. The 5th character is '0' reserved for future use. The last 6 characters 'VJFOCA' represent the specific FOCAL POINT branch code.
Parent Directory Links
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