Indian Overseas Bank IFSC Code
SURAT Branch, SURAT, SURAT, Gujarat
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, SURAT branch in SURAT, Gujarat is IOBA0000112. The MICR code for cheque clearance is 395020002.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- SURAT
- MICR Code
- City / District
- SURAT (SURAT)
- State
- Gujarat
- Postal Pincode
- N/A
SAFE DEPOSIT CHAMBERS, BHAGATLAO, SURAT - 395 003
How to Read IFSC Code: IOBA0000112
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0000112)
What is the IFSC Code for Indian Overseas Bank SURAT branch?
The IFSC Code for Indian Overseas Bank SURAT branch in SURAT, Gujarat is IOBA0000112. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank SURAT branch?
The branch is located at: SAFE DEPOSIT CHAMBERS, BHAGATLAO, SURAT - 395 003, SURAT, Gujarat.
What is the MICR Code for Indian Overseas Bank SURAT?
The MICR Code for electronic cheque clearing at Indian Overseas Bank SURAT is 395020002.
How can I contact Indian Overseas Bank SURAT branch?
You can contact the branch at: Phone: +912612322209. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0000112?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '000112' represent the specific SURAT branch code.
Parent Directory Links
Other Indian Overseas Bank Branches in SURAT
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SHOP NO-27, 28, 29, GROUND FLOOR, ORCHID HARMONY, GAURAV PATH, OPPOSITE FIRE STATION
GF SHOP NO. 3, 4, WEST, ROYAL HEIGHTS, BH SARGAM SHOPPING CENTRE,SOMNATH MAHADEV ROAD,GHOD DOD ROAD, SURAT - 395007
PLOT NO 4 AND 5 BABRIK INDUSTRIAL ESTATE OPP NEW GIDC KATARGAM SURAT GUJA
3 AND 4 GALAXI IMPERIAL L P SAVANI ROAD NEAR CNG PETROL PUBP PAL CANAL ROAD SURAT 395009
SHOP NO 15,16,17 &18, GRPUND FLOOR, RAJ IMPERIS, NEAR SARTHANA POLICE STATION, SARTHANA, SURAT-395013
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