Indian Overseas Bank IFSC Code
GAURAV PATH Branch, SURAT, SURAT, Gujarat
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, GAURAV PATH branch in SURAT, Gujarat is IOBA0004140. The MICR code for cheque clearance is 395020011.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- GAURAV PATH
- MICR Code
- City / District
- SURAT (SURAT)
- State
- Gujarat
- Postal Pincode
- N/A
SHOP NO-27, 28, 29, GROUND FLOOR, ORCHID HARMONY, GAURAV PATH, OPPOSITE FIRE STATION
How to Read IFSC Code: IOBA0004140
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0004140)
What is the IFSC Code for Indian Overseas Bank GAURAV PATH branch?
The IFSC Code for Indian Overseas Bank GAURAV PATH branch in SURAT, Gujarat is IOBA0004140. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank GAURAV PATH branch?
The branch is located at: SHOP NO-27, 28, 29, GROUND FLOOR, ORCHID HARMONY, GAURAV PATH, OPPOSITE FIRE STATION, SURAT, Gujarat.
What is the MICR Code for Indian Overseas Bank GAURAV PATH?
The MICR Code for electronic cheque clearing at Indian Overseas Bank GAURAV PATH is 395020011.
How to decipher the IFSC code IOBA0004140?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '004140' represent the specific GAURAV PATH branch code.
Parent Directory Links
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