Indian Overseas Bank Pal Surat Branch IFSC Code: IOBA0003017
Branch Code: 003017 | SURAT, SURAT, Gujarat
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Pal Surat branch in SURAT, Gujarat is IOBA0003017. The MICR code for cheque clearance is 395020009.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- PAL SURAT
- MICR Code
- City / District
- SURAT (SURAT)
- State
- Gujarat
- Postal Pincode
- 395009
3 AND 4 GALAXI IMPERIAL L P SAVANI ROAD NEAR CNG PETROL PUBP PAL CANAL ROAD SURAT 395009, Pincode: 395009
How to Read IFSC Code: IOBA0003017
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0003017)
Which bank does IFSC Code IOBA0003017 belong to?
IFSC Code IOBA0003017 belongs to Indian Overseas Bank for its PAL SURAT branch, located in SURAT, Gujarat. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank PAL SURAT branch?
The IFSC Code for Indian Overseas Bank PAL SURAT branch in SURAT, Gujarat is IOBA0003017. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank PAL SURAT branch?
The branch is located at: 3 AND 4 GALAXI IMPERIAL L P SAVANI ROAD NEAR CNG PETROL PUBP PAL CANAL ROAD SURAT 395009, Pincode: 395009, SURAT, Gujarat.
What is the MICR Code for Indian Overseas Bank PAL SURAT?
The MICR Code for electronic cheque clearing at Indian Overseas Bank PAL SURAT is 395020009.
How can I contact Indian Overseas Bank PAL SURAT branch?
You can contact the branch at: Phone: +914428584896. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0003017?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003017' represent the specific PAL SURAT branch code.
Parent Directory Links
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