Indian Overseas Bank Payyanur Branch IFSC Code: IOBA0001439
Branch Code: 001439 | PAYYANNUR, PAYYANNUR, KERALA
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Payyanur branch in PAYYANNUR, KERALA is IOBA0001439. The MICR code for cheque clearance is 670020152.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- PAYYANUR
- MICR Code
- City / District
- PAYYANNUR (PAYYANNUR)
- State
- KERALA
- Postal Pincode
- 670307
NEAR OLD POST OFFICE,MAIN ROAD,PAYYANUR PIN 670307, Pincode: 670307
How to Read IFSC Code: IOBA0001439
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0001439)
Which bank does IFSC Code IOBA0001439 belong to?
IFSC Code IOBA0001439 belongs to Indian Overseas Bank for its PAYYANUR branch, located in PAYYANNUR, KERALA. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank PAYYANUR branch?
The IFSC Code for Indian Overseas Bank PAYYANUR branch in PAYYANNUR, KERALA is IOBA0001439. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank PAYYANUR branch?
The branch is located at: NEAR OLD POST OFFICE,MAIN ROAD,PAYYANUR PIN 670307, Pincode: 670307, PAYYANNUR, KERALA.
What is the MICR Code for Indian Overseas Bank PAYYANUR?
The MICR Code for electronic cheque clearing at Indian Overseas Bank PAYYANUR is 670020152.
How can I contact Indian Overseas Bank PAYYANUR branch?
You can contact the branch at: Phone: +914985205513. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0001439?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '001439' represent the specific PAYYANUR branch code.
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