Indian Overseas Bank Nagampadam Branch IFSC Code: IOBA0001962
Branch Code: 001962 | NAGAMPADAM, NAGAMPADAM, KERALA
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Nagampadam branch in NAGAMPADAM, KERALA is IOBA0001962. The MICR code for cheque clearance is 686020004.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- NAGAMPADAM
- MICR Code
- City / District
- NAGAMPADAM (NAGAMPADAM)
- State
- KERALA
- Postal Pincode
- 686001
ST.ANTONYS COMPLEX,NAGAMPADAM,KOTTAYAM,PIN 686001, Pincode: 686001
How to Read IFSC Code: IOBA0001962
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0001962)
Which bank does IFSC Code IOBA0001962 belong to?
IFSC Code IOBA0001962 belongs to Indian Overseas Bank for its NAGAMPADAM branch, located in NAGAMPADAM, KERALA. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank NAGAMPADAM branch?
The IFSC Code for Indian Overseas Bank NAGAMPADAM branch in NAGAMPADAM, KERALA is IOBA0001962. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank NAGAMPADAM branch?
The branch is located at: ST.ANTONYS COMPLEX,NAGAMPADAM,KOTTAYAM,PIN 686001, Pincode: 686001, NAGAMPADAM, KERALA.
What is the MICR Code for Indian Overseas Bank NAGAMPADAM?
The MICR Code for electronic cheque clearing at Indian Overseas Bank NAGAMPADAM is 686020004.
How can I contact Indian Overseas Bank NAGAMPADAM branch?
You can contact the branch at: Phone: 2580225. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0001962?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '001962' represent the specific NAGAMPADAM branch code.
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