IOBABranch Code: 002138

Indian Overseas Bank IFSC Code

KOTTAYAMT B ROAD Branch, KOTTAYAM, KOTTAYAM, KERALA

Primary IFSC Code

IOBA0002138

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, KOTTAYAMT B ROAD branch in KOTTAYAM, KERALA is IOBA0002138. The MICR code for cheque clearance is 686020003.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Overseas Bank
Branch Name: KOTTAYAMT B ROAD
MICR Code: 686020003
City / District: KOTTAYAM (KOTTAYAM)
State: KERALA
Postal Pincode: 686001

Full Branch Address

BUILDING NO 13 BY 536, FIRST FLOOR, MUTHOOT CROWN PLAZA, T B ROAD, KOTTAYAM PIN 686001, Pincode: 686001

Contact Details

Phone: 2301274

How to Read IFSC Code: IOBA0002138

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

002138Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Overseas Bank (IOBA0002138)

What is the IFSC Code for Indian Overseas Bank KOTTAYAMT B ROAD branch?

The IFSC Code for Indian Overseas Bank KOTTAYAMT B ROAD branch in KOTTAYAM, KERALA is IOBA0002138. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank KOTTAYAMT B ROAD branch?

The branch is located at: BUILDING NO 13 BY 536, FIRST FLOOR, MUTHOOT CROWN PLAZA, T B ROAD, KOTTAYAM PIN 686001, Pincode: 686001, KOTTAYAM, KERALA.

What is the MICR Code for Indian Overseas Bank KOTTAYAMT B ROAD?

The MICR Code for electronic cheque clearing at Indian Overseas Bank KOTTAYAMT B ROAD is 686020003.

How can I contact Indian Overseas Bank KOTTAYAMT B ROAD branch?

You can contact the branch at: Phone: 2301274. For official national customer care, refer to Indian Overseas Bank's official banking channels.

How to decipher the IFSC code IOBA0002138?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '002138' represent the specific KOTTAYAMT B ROAD branch code.