KARBBranch Code: 000452

Karnataka Bank IFSC Code

LUDHIANA PUNJAB Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

KARB0000452

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Karnataka Bank, LUDHIANA PUNJAB branch in LUDHIANA, Punjab is KARB0000452. The MICR code for cheque clearance is 141052002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Karnataka Bank
Branch Name: LUDHIANA PUNJAB
MICR Code: 141052002
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: 141003

Full Branch Address

B-15/179,IST FLOOR S0NA COMPLEX, NIRANKARI KUCHA, NO.4,G.T.ROAD,MILLERGANJ LUDHIANA, PIN - 141003, Pincode: 141003

Contact Details

Phone: +911612539943

How to Read IFSC Code: KARB0000452

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

KARBBank Identifier

First 4 alphabetic characters identify Karnataka Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000452Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Karnataka Bank (KARB0000452)

What is the IFSC Code for Karnataka Bank LUDHIANA PUNJAB branch?

The IFSC Code for Karnataka Bank LUDHIANA PUNJAB branch in LUDHIANA, Punjab is KARB0000452. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Karnataka Bank LUDHIANA PUNJAB branch?

The branch is located at: B-15/179,IST FLOOR S0NA COMPLEX, NIRANKARI KUCHA, NO.4,G.T.ROAD,MILLERGANJ LUDHIANA, PIN - 141003, Pincode: 141003, LUDHIANA, Punjab.

What is the MICR Code for Karnataka Bank LUDHIANA PUNJAB?

The MICR Code for electronic cheque clearing at Karnataka Bank LUDHIANA PUNJAB is 141052002.

How can I contact Karnataka Bank LUDHIANA PUNJAB branch?

You can contact the branch at: Phone: +911612539943. For official national customer care, refer to Karnataka Bank's official banking channels.

How to decipher the IFSC code KARB0000452?

The first 4 characters 'KARB' represent Karnataka Bank. The 5th character is '0' reserved for future use. The last 6 characters '000452' represent the specific LUDHIANA PUNJAB branch code.