Karnataka Bank Ludhiana Punjab Branch IFSC Code: KARB0000452
Branch Code: 000452 | LUDHIANA, LUDHIANA, Punjab
The official Indian Financial System Code (IFSC) for Karnataka Bank, Ludhiana Punjab branch in LUDHIANA, Punjab is KARB0000452. The MICR code for cheque clearance is 141052002.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Karnataka Bank
- Branch Name
- LUDHIANA PUNJAB
- MICR Code
- City / District
- LUDHIANA (LUDHIANA)
- State
- Punjab
- Postal Pincode
- 141003
B-15/179,IST FLOOR S0NA COMPLEX, NIRANKARI KUCHA, NO.4,G.T.ROAD,MILLERGANJ LUDHIANA, PIN - 141003, Pincode: 141003
How to Read IFSC Code: KARB0000452
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Karnataka Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Karnataka Bank (KARB0000452)
Which bank does IFSC Code KARB0000452 belong to?
IFSC Code KARB0000452 belongs to Karnataka Bank for its LUDHIANA PUNJAB branch, located in LUDHIANA, Punjab. The 4-letter prefix 'KARB' represents Karnataka Bank.
What is the IFSC Code for Karnataka Bank LUDHIANA PUNJAB branch?
The IFSC Code for Karnataka Bank LUDHIANA PUNJAB branch in LUDHIANA, Punjab is KARB0000452. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Karnataka Bank LUDHIANA PUNJAB branch?
The branch is located at: B-15/179,IST FLOOR S0NA COMPLEX, NIRANKARI KUCHA, NO.4,G.T.ROAD,MILLERGANJ LUDHIANA, PIN - 141003, Pincode: 141003, LUDHIANA, Punjab.
What is the MICR Code for Karnataka Bank LUDHIANA PUNJAB?
The MICR Code for electronic cheque clearing at Karnataka Bank LUDHIANA PUNJAB is 141052002.
How can I contact Karnataka Bank LUDHIANA PUNJAB branch?
You can contact the branch at: Phone: +911612539943. For official national customer care, refer to Karnataka Bank's official banking channels.
How to decipher the IFSC code KARB0000452?
The first 4 characters 'KARB' represent Karnataka Bank. The 5th character is '0' reserved for future use. The last 6 characters '000452' represent the specific LUDHIANA PUNJAB branch code.
Parent Directory Links
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