KARBBranch Code: 000634

Karnataka Bank Ludhiana Chandigarh Road Branch IFSC Code: KARB0000634

Branch Code: 000634 | LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

KARB0000634

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Karnataka Bank, Ludhiana Chandigarh Road branch in LUDHIANA, Punjab is KARB0000634. The MICR code for cheque clearance is 141052003.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Karnataka Bank
Branch Name: LUDHIANA-CHANDIGARH ROAD
MICR Code: 141052003
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: 141010

Full Branch Address

GROUND FLOOR,SCO NO.23,SECTOR NO.32-A,CHANDIGARH ROAD,LUDHIANA-141010, Pincode: 141010

Contact & Customer Care

Phone: +911612539943

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How to Read IFSC Code: KARB0000634

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

KARBBank Identifier

First 4 alphabetic characters identify Karnataka Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000634Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Karnataka Bank (KARB0000634)

Which bank does IFSC Code KARB0000634 belong to?

IFSC Code KARB0000634 belongs to Karnataka Bank for its LUDHIANA-CHANDIGARH ROAD branch, located in LUDHIANA, Punjab. The 4-letter prefix 'KARB' represents Karnataka Bank.

What is the IFSC Code for Karnataka Bank LUDHIANA-CHANDIGARH ROAD branch?

The IFSC Code for Karnataka Bank LUDHIANA-CHANDIGARH ROAD branch in LUDHIANA, Punjab is KARB0000634. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Karnataka Bank LUDHIANA-CHANDIGARH ROAD branch?

The branch is located at: GROUND FLOOR,SCO NO.23,SECTOR NO.32-A,CHANDIGARH ROAD,LUDHIANA-141010, Pincode: 141010, LUDHIANA, Punjab.

What is the MICR Code for Karnataka Bank LUDHIANA-CHANDIGARH ROAD?

The MICR Code for electronic cheque clearing at Karnataka Bank LUDHIANA-CHANDIGARH ROAD is 141052003.

How can I contact Karnataka Bank LUDHIANA-CHANDIGARH ROAD branch?

You can contact the branch at: Phone: +911612539943. For official national customer care, refer to Karnataka Bank's official banking channels.

How to decipher the IFSC code KARB0000634?

The first 4 characters 'KARB' represent Karnataka Bank. The 5th character is '0' reserved for future use. The last 6 characters '000634' represent the specific LUDHIANA-CHANDIGARH ROAD branch code.