KARBBranch Code: 000634

Karnataka Bank IFSC Code

LUDHIANA-CHANDIGARH ROAD Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

KARB0000634

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Karnataka Bank, LUDHIANA-CHANDIGARH ROAD branch in LUDHIANA, Punjab is KARB0000634. The MICR code for cheque clearance is 141052003.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Karnataka Bank
Branch Name: LUDHIANA-CHANDIGARH ROAD
MICR Code: 141052003
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: 141010

Full Branch Address

GROUND FLOOR,SCO NO.23,SECTOR NO.32-A,CHANDIGARH ROAD,LUDHIANA-141010, Pincode: 141010

Contact Details

Phone: +911612539943

How to Read IFSC Code: KARB0000634

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

KARBBank Identifier

First 4 alphabetic characters identify Karnataka Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000634Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Karnataka Bank (KARB0000634)

What is the IFSC Code for Karnataka Bank LUDHIANA-CHANDIGARH ROAD branch?

The IFSC Code for Karnataka Bank LUDHIANA-CHANDIGARH ROAD branch in LUDHIANA, Punjab is KARB0000634. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Karnataka Bank LUDHIANA-CHANDIGARH ROAD branch?

The branch is located at: GROUND FLOOR,SCO NO.23,SECTOR NO.32-A,CHANDIGARH ROAD,LUDHIANA-141010, Pincode: 141010, LUDHIANA, Punjab.

What is the MICR Code for Karnataka Bank LUDHIANA-CHANDIGARH ROAD?

The MICR Code for electronic cheque clearing at Karnataka Bank LUDHIANA-CHANDIGARH ROAD is 141052003.

How can I contact Karnataka Bank LUDHIANA-CHANDIGARH ROAD branch?

You can contact the branch at: Phone: +911612539943. For official national customer care, refer to Karnataka Bank's official banking channels.

How to decipher the IFSC code KARB0000634?

The first 4 characters 'KARB' represent Karnataka Bank. The 5th character is '0' reserved for future use. The last 6 characters '000634' represent the specific LUDHIANA-CHANDIGARH ROAD branch code.