KLGBBranch Code: 040584

Kerala Gramin Bank IFSC Code

KARUKACHAL Branch, KOTTAYAM, KOTTAYAM, KERALA

Primary IFSC Code

KLGB0040584

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Kerala Gramin Bank, KARUKACHAL branch in KOTTAYAM, KERALA is KLGB0040584. The MICR code for cheque clearance is 686480726.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Kerala Gramin Bank
Branch Name: KARUKACHAL
MICR Code: 686480726
City / District: KOTTAYAM (KOTTAYAM)
State: KERALA
Postal Pincode: 686540

Full Branch Address

PALAKUNNEL BUILDING,MALLAPPALLY ROAD,P.O.KARUKACHAL,KOTTAYAM,KERALA,PIN 686540, Pincode: 686540

Contact Details

Phone: +914812488543

How to Read IFSC Code: KLGB0040584

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

KLGBBank Identifier

First 4 alphabetic characters identify Kerala Gramin Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

040584Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Kerala Gramin Bank (KLGB0040584)

What is the IFSC Code for Kerala Gramin Bank KARUKACHAL branch?

The IFSC Code for Kerala Gramin Bank KARUKACHAL branch in KOTTAYAM, KERALA is KLGB0040584. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Kerala Gramin Bank KARUKACHAL branch?

The branch is located at: PALAKUNNEL BUILDING,MALLAPPALLY ROAD,P.O.KARUKACHAL,KOTTAYAM,KERALA,PIN 686540, Pincode: 686540, KOTTAYAM, KERALA.

What is the MICR Code for Kerala Gramin Bank KARUKACHAL?

The MICR Code for electronic cheque clearing at Kerala Gramin Bank KARUKACHAL is 686480726.

How can I contact Kerala Gramin Bank KARUKACHAL branch?

You can contact the branch at: Phone: +914812488543. For official national customer care, refer to Kerala Gramin Bank's official banking channels.

How to decipher the IFSC code KLGB0040584?

The first 4 characters 'KLGB' represent Kerala Gramin Bank. The 5th character is '0' reserved for future use. The last 6 characters '040584' represent the specific KARUKACHAL branch code.