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Postal CodeOfficial Dataset
686540

PIN Code 686540 – Post Offices & Bank Branches

PIN Code 686540 is an official 6-digit Indian postal code serving Kottayam district in Kerala. It covers 4 registered post office(s) under India Post (4 delivery, 0 non-delivery) and 10 commercial and public sector bank branch(es) operating within this postal routing boundary.

DistrictKottayam
StateKerala
Post Offices4 (4 Delivery)
Bank Branches10 Branches (8 Banks)
Last verified with official postal records: 7 October 2026
Postal Circle: Kerala Circle• Division: Changanacherry Division
India Post Network

Post Offices in PIN Code 686540

List of official Department of Posts offices assigned to this PIN code.

All Kottayam Post Offices

Champakara B.O

Branch Post Office
Delivery
Changanassery Taluk, Kottayam District, Kerala

Chelacompu B.O

Branch Post Office
Delivery
Changanassery Taluk, Kottayam District, Kerala

Koothrappally B.O

Branch Post Office
Delivery
Changanassery Taluk, Kottayam District, Kerala

Karukachal S.O

Sub Post Office
Delivery
Changanacherry Taluk, Kottayam District, Kerala
Banking & Financial Institutions

Banks & IFSC Codes in PIN Code 686540

Commercial and public sector bank branches operating within Indian Postal Code 686540.

Regulatory Notice: Bank branches operate independently under Reserve Bank of India (RBI) licenses and are distinct entities from India Post postal operations.

KARUKACHAL

Axis Bank
UTIB0004273

THONNAMPOYIKAYIL BLDG, NO 15 363A, NEDUMKUNNAM, KARUKACHAL, KOTTAYAM,KERALA 686540

MICR: 686211726+914812487705
KARUKACHAL, KERALA (686540)View Details

KARUKACHAL

Canara Bank
CNRB0003478

I FLOOR, KUTHUKALLUNKAL DOCTORS COMPLEX VAZHOOR ROAD,CENTRAL JN KARUKACHAL. PIN 686540 KOTTAYAM DIST

MICR: 686015726+914812489665
KARUKACHAL, KERALA (686540)View Details

KARUKACHAL II

Canara Bank
CNRB0014363

ANIYARA ARCADE OPPOSITE LARA TOWER NEAR IOC PUMP CHANGANACHERRY VAZHOOR ROAD KARUKACHAL PO KOTTAYAM KERALA INDIA 686540

MICR: 686015909
KARUKACHAL, KERALA (686540)View Details

KARUKACHAL

Catholic Syrian Bank
CSBK0000031

KARUNYA BHAVAN,KARUKACHAL,KOTTAYAM,KERALA 686540

MICR: 686047726+919072601031
KARUKACHAL, KERALA (686540)View Details

KARUKACHAL

HDFC Bank
HDFC0005818

GRD FLOOR AISWARYA COMPLEX OPP KARUKACHAL GRAM PANCHAYATH KARUKACHAL CHANGANASSERY ROAD KOTTAYAM KERALA 686540

MICR: 686240010+9118002026161
KOTTAYAM, KERALA (686540)View Details

PATHANAD

HDFC Bank
HDFC0006388

GRD FLOOR KOCHUTHUDYIL SHAUL COMPL KARUKACHAL MANIMALA ROAD PATHANAD KANGAZHA KERALA 686540

MICR: 686240011+9118002026161
KANGAZHA, KERALA (686540)View Details

KARUKACHAL

Kerala Gramin Bank
KLGB0040584

PALAKUNNEL BUILDING,MALLAPPALLY ROAD,P.O.KARUKACHAL,KOTTAYAM,KERALA,PIN 686540

MICR: 686480726+914812488543
KOTTAYAM, KERALA (686540)View Details

KARUKACHAL

Kerala State Co-operative Bank
KSBK0001305

5/696,KARUKACHAL,KOTTAYAM PIN 686540

MICR: 686177305+914812485169
KOTTAYAM, KERALA (686540)View Details

KARUKACHAL

South Indian Bank
SIBL0000324

DONO118-B-1, LARA TOWER, VAZHOOR ROAD, KARUKACHAL, KOTTAYAM, KERALA-686540

MICR: 686059726+914812487028
KARUKACHAL, KERALA (686540)View Details

KARUKACHAL

Union Bank of India
UBIN0572357

KILICHIMALA BLDG KARUKACHAL PO KOTTAYAM KOTTAYAM KERALA PINCODE 686540

MICR: 686026726+919495590929
KOTTAYAM, KERALA (686540)View Details

Frequently Asked Questions – PIN Code 686540

Essential postal routing and banking answers for Kottayam, Kerala.

What is the area and district for PIN code 686540?

PIN code 686540 is located in Kottayam district, Kerala, India under the Kerala Circle postal circle.

How many post offices operate under PIN code 686540?

There are 4 official post office(s) under PIN code 686540, comprising 4 delivery office(s) and 0 non-delivery office(s).

Which post office is the primary delivery office for 686540?

The delivery post office(s) serving PIN code 686540 include Champakara B.O, Chelacompu B.O, Koothrappally B.O, Karukachal S.O.

Are there bank branches located in PIN code 686540?

Yes, there are 10 bank branch(es) across 8 commercial/public bank(s) in PIN code 686540. You can find verified IFSC and MICR codes in the banking section below.

Official Data Provenance & Legal Attribution

The dataset is published under the Government Open Data License – India and permits lawful commercial use subject to the applicable license terms, including attribution, non-endorsement and exclusions.

Primary postal records are maintained by the Department of Posts, Ministry of Communications, Government of India. Banking data and IFSC codes are sourced from official Reserve Bank of India (RBI) notifications. Record verification timestamp: 7 October 2026.