PUNBBranch Code: 072010

Punjab National Bank Phagwara Guru Hargobind Nagar Branch IFSC Code: PUNB0072010

Branch Code: 072010 | PHAGWARA, PHAGWARA, Punjab

Primary IFSC Code

PUNB0072010

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab National Bank, Phagwara Guru Hargobind Nagar branch in PHAGWARA, Punjab is PUNB0072010. The MICR code for cheque clearance is 144024214.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Punjab National Bank
Branch Name: PHAGWARA- GURU HARGOBIND NAGAR
MICR Code: 144024214
City / District: PHAGWARA (PHAGWARA)
State: Punjab
Postal Pincode: 144401

Full Branch Address

GURU HARGOBIND NAGAR 144401, Pincode: 144401

Contact & Customer Care

Phone: +911824261987

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How to Read IFSC Code: PUNB0072010

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PUNBBank Identifier

First 4 alphabetic characters identify Punjab National Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

072010Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Punjab National Bank (PUNB0072010)

Which bank does IFSC Code PUNB0072010 belong to?

IFSC Code PUNB0072010 belongs to Punjab National Bank for its PHAGWARA- GURU HARGOBIND NAGAR branch, located in PHAGWARA, Punjab. The 4-letter prefix 'PUNB' represents Punjab National Bank.

What is the IFSC Code for Punjab National Bank PHAGWARA- GURU HARGOBIND NAGAR branch?

The IFSC Code for Punjab National Bank PHAGWARA- GURU HARGOBIND NAGAR branch in PHAGWARA, Punjab is PUNB0072010. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab National Bank PHAGWARA- GURU HARGOBIND NAGAR branch?

The branch is located at: GURU HARGOBIND NAGAR 144401, Pincode: 144401, PHAGWARA, Punjab.

What is the MICR Code for Punjab National Bank PHAGWARA- GURU HARGOBIND NAGAR?

The MICR Code for electronic cheque clearing at Punjab National Bank PHAGWARA- GURU HARGOBIND NAGAR is 144024214.

How can I contact Punjab National Bank PHAGWARA- GURU HARGOBIND NAGAR branch?

You can contact the branch at: Phone: +911824261987. For official national customer care, refer to Punjab National Bank's official banking channels.

How to decipher the IFSC code PUNB0072010?

The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '072010' represent the specific PHAGWARA- GURU HARGOBIND NAGAR branch code.