PUNBBranch Code: 072010

Punjab National Bank IFSC Code

PHAGWARA- GURU HARGOBIND NAGAR Branch, PHAGWARA, PHAGWARA, Punjab

Primary IFSC Code

PUNB0072010

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab National Bank, PHAGWARA- GURU HARGOBIND NAGAR branch in PHAGWARA, Punjab is PUNB0072010. The MICR code for cheque clearance is 144024214.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Punjab National Bank
Branch Name: PHAGWARA- GURU HARGOBIND NAGAR
MICR Code: 144024214
City / District: PHAGWARA (PHAGWARA)
State: Punjab
Postal Pincode: 144401

Full Branch Address

GURU HARGOBIND NAGAR 144401, Pincode: 144401

Contact Details

Phone: +911824261987

How to Read IFSC Code: PUNB0072010

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PUNBBank Identifier

First 4 alphabetic characters identify Punjab National Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

072010Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Punjab National Bank (PUNB0072010)

What is the IFSC Code for Punjab National Bank PHAGWARA- GURU HARGOBIND NAGAR branch?

The IFSC Code for Punjab National Bank PHAGWARA- GURU HARGOBIND NAGAR branch in PHAGWARA, Punjab is PUNB0072010. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab National Bank PHAGWARA- GURU HARGOBIND NAGAR branch?

The branch is located at: GURU HARGOBIND NAGAR 144401, Pincode: 144401, PHAGWARA, Punjab.

What is the MICR Code for Punjab National Bank PHAGWARA- GURU HARGOBIND NAGAR?

The MICR Code for electronic cheque clearing at Punjab National Bank PHAGWARA- GURU HARGOBIND NAGAR is 144024214.

How can I contact Punjab National Bank PHAGWARA- GURU HARGOBIND NAGAR branch?

You can contact the branch at: Phone: +911824261987. For official national customer care, refer to Punjab National Bank's official banking channels.

How to decipher the IFSC code PUNB0072010?

The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '072010' represent the specific PHAGWARA- GURU HARGOBIND NAGAR branch code.